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Old 27th Feb 2006, 20:49   #1
Matthew-1985
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Question HSBC cash machine daily withdrawal limit?

Does anyone know the daily withdrawal limit from cash machines for HSBC customers?

I looked on their website but couldn't find anything.

Thanks.
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Old 27th Feb 2006, 20:50   #2
Princey
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I think its 200


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Old 27th Feb 2006, 20:53   #3
uk_viper
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i've got a feeling it depends on your account type you've got with them, im quite sure i've taken out more than 200 in one day

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Old 27th Feb 2006, 20:57   #4
PhilthyPhil
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I have taken 500 out in two 250 withdrawals in the same day. This was a while ago though so I guess it could have changed.
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Old 27th Feb 2006, 20:57   #5
Bigsy
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I thought it was 500, found out to my dismay (when I needed to withdraw a 500 deposit for a car) that it was only 200, which is way too low imo.

This was a few months ago, I do have a 'graduate' account mind, but I think the only difference is the interest free overdraft to a normal one.

Had to draw the rest out on my CC which cost a bomb.
Last edited by Bigsy; 27th Feb 2006 at 21:00.
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Old 27th Feb 2006, 20:59   #6
Mr_L
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I think mine is 200 but it might vary depending on your account. The obvious reason for it being quite low is so that nobody can withdraw vast amounts if your card is stolen.

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Old 27th Feb 2006, 21:00   #7
LordSplodge
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Depends on your account and agreed amount. I can withdraw 500 but the wife can only get 250...


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Old 27th Feb 2006, 21:00   #8
Raymond Lin
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Quote:
Originally Posted by Bigsy
I thought it was 500, found out to my dismay (when I needed to withdraw a 500 deposit for a car) that it was only 200, which is way too low imo.

This was a few months ago, I do have a 'graduate' account mind, but I think the only difference is the interest free overdraft to a normal one.

Had to draw the rest out on my CC which cost a bomb.
Coouldn't you go into a bank and withdraw it all out in 1 go?

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Old 27th Feb 2006, 21:03   #9
Bigsy
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I wasn't anywhere near a bank.......err otherwise I spose I would of done
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Old 27th Feb 2006, 21:15   #10
Oracle
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In 2001 HSBC reduced their daily cash machine withdrawal limit from 500 to 200 in an attempt to reduce the loss to customers of cash machine fraud. A move which in my book is a good thing. Only high rating customers OR HSBC Premier have 500 daily withdrawal by default. The rest, including students and solo only have 200 per day.

HOWEVER, you can ask for this limit to be increased without questions asked, although they may only do it temporarily. Solo customers cannot have increased until they get a proper Switch (Maestro) HSBC Account.

You can get your temp limit increased to withdraw 1000 a day (in 2 x 500 amounts). Anymore than that you must withdraw over the counter and you MUST have you cheue book or withdrawal slip with you...

HTH
Last edited by Oracle; 27th Feb 2006 at 21:18.
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Old 27th Feb 2006, 21:19   #11
Yas786
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Hmm on mine i can withdraw up to 300 a day, used to be 200 but i got them to change it for me. Anything higher than that i pop into my local branch and do a withdrawal over the counter.

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Old 27th Feb 2006, 21:26   #12
McDaniel
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As most have said it is dependant on the account type
the most basic normally will have a 200 limit, with the higher accounts at 500

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Old 27th Feb 2006, 21:28   #13
LordSplodge
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Quote:
Originally Posted by Oracle
Only high rating customers OR HSBC Premier have 500 daily...
Result! Bow down before me you Plebian 200-a-day customers...


"An injured friend is the bitterest of foes" - Thomas Jefferson
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Old 27th Feb 2006, 21:30   #14
PhilthyPhil
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Quote:
Originally Posted by Oracle
You can get your temp limit increased to withdraw 1000 a day (in 2 x 500 amounts). Anymore than that you must withdraw over the counter and you MUST have you cheue book or withdrawal slip with you...

HTH
I've never actually withdrawn cash over over the counter, in fact I don't think I've been into a branch in years. How does it work? Do you just need a cheque book and why a cheque book, what do you do with it? Is there any limit to how much you can withdraw over the counter. Say I want to empty 100k out of my savings account will they just hand it over with nothing more than a cheque book and a signature?
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Old 27th Feb 2006, 21:35   #15
RandomTom
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Quote:
Originally Posted by LordSplodge
Result! Bow down before me you Plebian 200-a-day customers...
Dude, on my debit card my limit is 100

I had to go speak to the account woman to take out 300, I couldn't say goodbye to my money though, even though i was just moving it over into a savers account, i bloody love new clean notes.
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Old 27th Feb 2006, 21:39   #16
LordSplodge
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I had 300 quid in notes the other day, sooooo nice, fresh clean notes.


"An injured friend is the bitterest of foes" - Thomas Jefferson
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Old 27th Feb 2006, 21:47   #17
Oracle
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Quote:
Originally Posted by PhilthyPhil
I've never actually withdrawn cash over over the counter, in fact I don't think I've been into a branch in years. How does it work? Do you just need a cheque book and why a cheque book, what do you do with it? Is there any limit to how much you can withdraw over the counter. Say I want to empty 100k out of my savings account will they just hand it over with nothing more than a cheque book and a signature?
Yes, in effect, as long as the money is cleared funds, you have your cheque book and card, (for the amount you mention tho, you might want a passport and armed guard!).

You write a cheque to 'Cash' and amount, hand it to the cashier, she/he inputs it onto the system and then they give you your money!
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Old 27th Feb 2006, 21:59   #18
LeperousDust
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For large amounts you need to phone your branch in advance if you want it in cash. They will tell you a day you can come and pick it up. This is how it worked for my dad anyways.

My limit seems to change im sure . Ive drawn 500 out, but be stuck at 200 another time, but i'm not sure why. I might go in and ask for it to be upped to 500 just to make sure .
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Old 27th Feb 2006, 22:09   #19
Oracle
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Only if its in excess of 15. HSBC safes (although you probably shouldnt know this) are allowed to hold 100k at any one time. Removed on a Tuesday, or Tuesday and Friday if its a large branch!

If its a large branch they can old 250k, so no, there is no need to ring the branch before hand, but it is polite to let them know so they can get it ready.
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Old 27th Feb 2006, 22:41   #20
djbenjo
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Quote:
Originally Posted by Oracle
Bank security info
I'm guessing you are either a HSBC employee or security contractor and you shouldn't really be telling people outside of your company this.

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Old 27th Feb 2006, 22:44   #21
RandomTom
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Quote:
Originally Posted by djbenjo
I'm guessing you are either a HSBC employee or security contractor and you shouldn't really be telling people outside of your company this.
shh! you're ruining it, I'm trying to write an ebook how to break into a bank gawdd, this is helping

jk.
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Old 27th Feb 2006, 22:50   #22
Oracle
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The former! Disgruntled shall we say!
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Old 27th Feb 2006, 23:11   #23
LeperousDust
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Oh, my dad was told he would have to ring up, but yes he's no where near 100k rich . He's with the halifax i think though, doubt it makes much difference.

Oracle, if you wanna add me to msn we can plan your revenge?
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Old 27th Feb 2006, 23:15   #24
Ironic Namesake
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Quote:
Originally Posted by LordSplodge
I had 300 quid in notes the other day, sooooo nice, fresh clean notes.
Took out 1500 in cash today....was nice to hold

5 minutes later I gave it to another branch to pay of a credit card (was last day to pay it off before I get fined!)

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