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Old 13th Jan 2008, 21:29   #1
neoboy
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Fast food delivery insurance?

The search engines and comparison websites (I ask them for fast food delivery and they give me standard comp quotes, not even business class ) aren't much help here unless I'm missing something obvious. Does anyone know any companies that do insure specifically for fast food delivery?
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Old 13th Jan 2008, 21:30   #2
Psycrow
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Do you not just select "business" in the type of use bit?


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Old 13th Jan 2008, 21:32   #3
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yeah, all you do is define your use as business as opposed to CS&D.
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Old 13th Jan 2008, 21:34   #4
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You also need to declare your occupation as a 'Fast food delivery driver' or whatever. It is once you do this, in combination with the business use, that you'll start to find insurance is expensive or simply refused.

It's a blessing in disguise - do not do fast food delivery. The pay is rubbish, the mileage rate you get is even worse and it wrecks your car becuase you loads of miles every night around town. There is nothing worse for a car.

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Old 13th Jan 2008, 21:35   #5
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Have to agree with Fox, why on earth would you chose this as an occupation? The pay will be appauling and your car will get destroyed.

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Old 13th Jan 2008, 21:37   #6
Psycrow
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If you really have to do it, do it "paperboy" style. Throw the food from a moving car. I wont wear your engine or brakes and its infinatly funnier.


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Old 13th Jan 2008, 21:37   #7
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I agree, although they are paying £15p/h my way at Dominos
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Old 13th Jan 2008, 21:38   #8
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:O that has to be a typo!


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Old 13th Jan 2008, 21:42   #9
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My housmate got minimum wage at dominoes, plus 50p per delivery.
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Old 13th Jan 2008, 21:42   #10
neoboy
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Problem is, even if I select business class most companies have a section "who we don't insure" in their policy which includes the usual bunch like doormen, baillifs and usually fast food delivery. I tried a couple of big comparison websites and a lot don't even have an option for that. I usually just select a delivery driver in occupation bit and business type as fast food at which point it gives me quotes but if I look closer most of those companies say that they don't offer insurnace to fast food delivery drivers.

Oh and Fox this isn't for me I don't even have a car, someone just asked me to get some quotes. At this point just want to find companies that do cover this to get some quotes.
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Old 13th Jan 2008, 21:47   #11
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Tell them to do it themselves!


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Old 13th Jan 2008, 21:48   #12
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I agree, although they are paying 15p/h my way at Dominos
What? No way.

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Old 13th Jan 2008, 21:52   #13
ste_bla
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Donimos; last xmas I was £7.25ph + 50p per delivery

Worked out with petrol and insurance I was taking just over £6.50ph

Not too bad plus tips were alright as it was xmas time
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Old 13th Jan 2008, 21:52   #14
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perhaps west would know, i think he did some for a local indian?

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Old 13th Jan 2008, 21:52   #15
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What? No way.
Considering they probably make about 12 profit from a 13.95 pizza, at least, I wouldn't be surprised.
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Old 13th Jan 2008, 21:56   #16
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Worked out with petrol and insurance I was taking just over 6.50ph
+ the fact it wrecks your car. It's ridiculous work, to be honest.

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Old 13th Jan 2008, 21:57   #17
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Considering they probably make about 12 profit from a 13.95 pizza, at least, I wouldn't be surprised.
'No way' as in I know quite a few people who work or have worked for Dominos, each of which have been on only a little over minimum wage. One was a supervisor and still didn't break the 8 an hour barrier.

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Old 13th Jan 2008, 21:58   #18
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+ the fact it wrecks your car. It's ridiculous work, to be honest.
I was given a 1.2 fiesta which had 2 months mot on it so used that and chucked it away at the end

Although it all depends how you See your car, a luxury item, a work horse or a disposable throwaway item
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Old 13th Jan 2008, 23:12   #19
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I'll take a picture tomorrow, although it appears to have dropped to £10/h now.
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Old 13th Jan 2008, 23:13   #20
[TW]Fox
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Yea whatever, do you really think being a Pizza delivery boy pays almost £30k PA?

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Old 13th Jan 2008, 23:15   #21
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Plus who wants to taint there car with the smell of hot pizza

As nice as it is I wouldn't want my car stinking of grease.

All this talk of pizza has got me v hungry .

Cars : 2008 Audi R8 4.2 V8 | 2003 BMW 320d M Sport E46
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Old 13th Jan 2008, 23:16   #22
Butters
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well no as they dont work 7 hour shifts, so really they would take home what £40 a day for say 5 days? Thats £200 a week pre tax. So no, in fact, what a crap job! lol.

And even if they did work 7 hour days they'd still only be taking home £18k odd at £10ph where does £30k come from? With tax on £15ph it'd be more like £22k
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Old 13th Jan 2008, 23:17   #23
233
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pfft become a taxi driver instead

much more fun

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Old 13th Jan 2008, 23:18   #24
[TW]Fox
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pfft become a taxi driver instead

much more fun
There is a guy who taxi's around town in an LPG converted 528i SE Auto with Alpina bodykit and 18 inch Multispokes.

Now, I dont fancy being a taxi driver but thats hardly the worst job in the world

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Old 13th Jan 2008, 23:21   #25
Butters
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good money, but again, not much fun. A year or two back a friend of mine did this to get him through uni as private hire. He'd clear £500 over two nights at weekends!
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Old 13th Jan 2008, 23:32   #26
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They advertise good rates of pay, on the basis you do a stupid number of deliveries per hour to top up the basic rate.

Wifey does pizza delivery, i'll have a nose at who she's insured with. Went through the confused.com site, listed the occupation as delivery driver (takeaway stuff) added the business millage (i remember her policy document included wording along the lines of "use in connection with the employers business") to the price and it came back with a good price, about 60 quid more than her previous price.

I recently found an old wage slip from when i did pizza delivery just over 6 years ago, an amazing £4/hr

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Old 14th Jan 2008, 07:00   #27
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where does £30k come from? With tax on £15ph it'd be more like £22k
You always use pre-tax figures when talking about salaries.

Egg Cereal Cereal

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Old 14th Jan 2008, 07:37   #28
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Can you just not declare it and get cash in hand or is it for someone like Dominoes?


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Old 14th Jan 2008, 07:52   #29
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There is a guy who taxi's around town in an LPG converted 528i SE Auto with Alpina bodykit and 18 inch Multispokes.

Now, I dont fancy being a taxi driver but thats hardly the worst job in the world
It's probably just as knackering to your car overall as a pizza boy. Plus you have the added risk of people running off without paying, drunks yaking in your car and to earn any decent money you would have to work till the early hours. I did it when I was younger and training for extra money. I can say it is the worse job I could imagine doing.
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Old 14th Jan 2008, 08:17   #30
SB118
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What i love is that this forum in general tends to promote the fact that there are jobs out there if you want them.

Just don't take this one!

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