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Old 22nd Jun 2011, 07:16   #1
AmDaMan
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Best way to transfer money with a Natwest account?

Hi,

A friend i'm travelling with needs to send me some money to my account, the problem is he's with Natwest and they never told him he needed a card reader to make money transfers.. For some reason their online banking is terrible and this appears to be the only way. It's can't even be done over the phone.

Are there any options anyone can think of?

-WesternUnion charge silly fees and it wouldn't go straight to my account anyway.
-Paypal, silly fees.
-Getting the cash out using a debit card wouldn't get it into my halifax account, i'd have to but it in my Oz bank and wire it across so would probably incur fees and currency fluctuations.

Any ideas?

Thanks.
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Old 22nd Jun 2011, 07:24   #2
kylew
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Why not a paypal gift? I've sent and received these without any one paying fees.
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Old 22nd Jun 2011, 07:31   #3
PaulyD
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Paypal gift as said above won't charge any fees to either person. Will just take time to clear into your bank account though

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Old 22nd Jun 2011, 07:58   #4
AmDaMan
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Is there not a 50 limit or something though? He needs to transfer 1k. I don't mind waiting.
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Old 22nd Jun 2011, 08:01   #5
Dave
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Why doesn't he just order a card reader? Takes a few of days to arrive and the transactions are perfectly simple. I find their online banking pretty good actually
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Old 22nd Jun 2011, 08:04   #6
AmDaMan
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He's in Australia with me and they don't send them abroad. We are not in any one location for more than a few days either.
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Old 22nd Jun 2011, 08:04   #7
Aod
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Quote:
Originally Posted by Dave View Post
Why doesn't he just order a card reader? Takes a few of days to arrive and the transactions are perfectly simple. I find their online banking pretty good actually
Also, if anyone he knows has a natwest cardreader he can borrow theirs.

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He's in Australia with me and they don't send them abroad. We are not in any one location for more than a few days either.
Dang...
Phone up natwest and do it over the phone?

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Old 22nd Jun 2011, 08:11   #8
AmDaMan
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Wouldn't let him, needs a card reader! Will get him to sign up to paypal now. Cheers.
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Old 22nd Jun 2011, 08:19   #9
kylew
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Is there not a 50 limit or something though? He needs to transfer 1k. I don't mind waiting.
I've had over 100 gifts, so I know there's no limit of 50.
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Old 22nd Jun 2011, 08:29   #10
PaulyD
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Same, I have had over 50 gifted to me with no problems, if there is a limit you could just do mulitple gifts

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Old 22nd Jun 2011, 08:35   #11
Participant
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Quote:
Originally Posted by AmDaMan View Post
Hi,

A friend i'm travelling with needs to send me some money to my account, the problem is he's with Natwest and they never told him he needed a card reader to make money transfers. For some reason their online banking is terrible and this appears to be the only way. It's can't even be done over the phone.
Natwest online banking is terrible? News to me, I find it very good. You only need a card reader to set up the payee, not for each subsequent payment, it's all in the guff when you sign up for the account.

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Old 22nd Jun 2011, 08:42   #12
Skull
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Natwest can give you a card reader in-branch. They did for me anyway.
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Old 22nd Jun 2011, 08:43   #13
D1ngd0ng
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Natwest online banking is terrible? News to me, I find it very good. You only need a card reader to set up the payee, not for each subsequent payment, it's all in the guff when you sign up for the account.
+1 although you need to use the card reader to add the payee and the first time you transfer to a payee. After that its all plain sailing though. Certainly beats Nationwide and Co-Op

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Natwest can give you a card reader in-branch. They did for me anyway.
Don't think there is a branch in Australia

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Old 22nd Jun 2011, 08:49   #14
AmDaMan
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Robbie, the card reader info wasn't mentioned to him when he was speaking to someone in branch before he came to Oz. I suppose it's not very fair of me to tar all of natwest based on that. It seems a bit of a hassle compared to say Halifax that doesn't have any restrictions or constraints for money transfers.

Paypal is set up now, the limit is 1k anyway which is fine. Does the sender incur fees when sending a gift so the recipient doesn't or are there no fees at all?
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Old 22nd Jun 2011, 18:58   #15
kylew
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There should be no fees at all but if there are you'll be told about it before you send anything.
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Old 22nd Jun 2011, 19:34   #16
Xinn
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Natwest online banking is pretty good imo.

It might be a hassle to use the card reader but at least it's secure. If somebody does get into your account they can't just transfer the money away.
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Old 22nd Jun 2011, 19:58   #17
MrMoonX
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natwest online is the best ive used, cardreader is a good thing
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Old 22nd Jun 2011, 21:22   #18
ZombieFan
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To be honest, if he needs to wait for a card reader to get to him from the uk he might as well just send you a cheque through the post.

edit - Ignore me. Missed that you were both in Oz
Last edited by ZombieFan; 22nd Jun 2011 at 21:24.
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Old 23rd Jun 2011, 09:56   #19
AmDaMan
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To send me 1k it's charging him about 50. I suppose that's ok if there's limited options.
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Old 23rd Jun 2011, 10:52   #20
justintime2001
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Natwest can do transfers via their Telephone Banking option, it just takes a couple of days to transfer. I have done this a few times without the need for a card reader.
The number is +44 8705 888 444 and dont take no for an answer, it can be done.

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Old 23rd Jun 2011, 11:05   #21
PureAppleJuice
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Quote:
Originally Posted by Dave View Post
Why doesn't he just order a card reader? Takes a few of days to arrive and the transactions are perfectly simple. I find their online banking pretty good actually
This. I find their online banking much better than Halifax's or Lloyd's.
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Old 23rd Jun 2011, 11:54   #22
Jimmeh
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NWOLB is the best of the lot in my opinion. HSBC require that you have some form of small calculator thing with you to simply to log onto the service. Ridiculous.
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Old 23rd Jun 2011, 13:26   #23
Sneaky Peaky
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Natwest is brilliant. I use the Iphone app all the time..

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