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Old 27th Nov 2012, 19:04   #1
RadoX
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Bank account No photo ID just birth certificate

There any high street banks i can walk into tomorrow and get a bank account for wages to be payed into with just my birth certificate as ID.

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Old 27th Nov 2012, 19:06   #2
arknor
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pretty sure thats a NO

some of them let you apply online and digitally authenticate your ID
I did this with halifax and never needed to show them any ID but it took a few weeks

I applied online for lloyds and had to show photo ID before they opened the account

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Old 27th Nov 2012, 19:08   #3
estebanrey
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Old 27th Nov 2012, 19:09   #4
RickST
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how old are you?

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Old 27th Nov 2012, 19:10   #5
SeraphX
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I think you could on a Halifax instant saver, I had one from ages back when i had basically no ID either, no driving licence or passport, I might be wrong though or they could have changed the rules regarding it.

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Old 27th Nov 2012, 19:12   #6
Resident
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Originally Posted by arknor View Post
pretty sure thats a NO

some of them let you apply online and digitally authenticate your ID
I did this with halifax and never needed to show them any ID but it took a few weeks

I applied online for lloyds and had to show photo ID before they opened the account
Santander let me open an account in person recently without photo ID. They took my birth cert (full one), a letter from a government agency (HMRC) and a letter to my home address from my employer.

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Old 27th Nov 2012, 19:15   #7
Hikari Kisugi
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You need a proof of ID and proof of address to open any account, any bank not doing this (HSBC) will be fined big style.

Birth cert (long form) is a valid proof of ID, you will also need a proof of address.

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Old 27th Nov 2012, 19:20   #8
Vita
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Form I.D / Passport/Driving Licence

Proof of Address / Utility bill, or any other bank account address.

I'm pretty sure by law you can have only 1 current account at anytime, but can have many saving accounts?

لا إله إلا الله محمد رسول الله
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Old 27th Nov 2012, 19:22   #9
Ahleckz
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Originally Posted by Vita View Post
I'm pretty sure by law you can have only 1 current account at anytime, but can have many saving accounts?
Nonsense. You can have as many current accounts as you want.

Pretty much every bank says that you can only have 1 student account (and thus student overdraft) but that's only in their T&Cs rather than anything in law.

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Old 27th Nov 2012, 19:38   #10
arknor
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Quote:
Originally Posted by Hikari Kisugi View Post
You need a proof of ID and proof of address to open any account, any bank not doing this (HSBC) will be fined big style.

Birth cert (long form) is a valid proof of ID, you will also need a proof of address.
so is birth certificate short form if you were born before XXX year. 1983 I think?

because there were no long form birth certificates before then as I had to argue with the post office when I used their passport check and send service.

which the women claimed would never be accepted because she failed at reading compreshension

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Old 27th Nov 2012, 19:59   #11
[FnG]magnolia
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Are you talking about in Laos or the UK? It's adorable that you are unable to call a bank and, you know, ask them.

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Old 27th Nov 2012, 20:08   #12
RadoX
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Are you talking about in Laos or the UK? It's adorable that you are unable to call a bank and, you know, ask them.
Because the banks are open at 8.00 at night. Also UK.

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Old 27th Nov 2012, 20:10   #13
[FnG]magnolia
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Most banks will have a customer service line which will answer this very, very basic question. In fact, their website probably will too.

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Old 27th Nov 2012, 20:23   #14
Syla5
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Originally Posted by RadoX View Post
Because the banks are open at 8.00 at night. Also UK.
They don't shut down their websites, which have full t's&c's on, and information on acceptable forms of I.D.
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Old 27th Nov 2012, 20:25   #15
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How did you travel abroad without a passport?
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Old 27th Nov 2012, 20:42   #16
RickST
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http://www.co-operativebank.co.uk/se...urrentAccounts

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Old 27th Nov 2012, 21:08   #17
pingwing
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Op why would you try and do this?!? You at very least need some form of ID and if you're 12 a parent and your birth certificate will do.

Being on the electoral role helps too.

Quote:
Originally Posted by Vita View Post
I'm pretty sure by law you can have only 1 current account at anytime, but can have many saving accounts?
Nope I have 5, no reason for them to limit the numbers.

Quote:
Originally Posted by 4T5 View Post
Wonder if Mark Thatcher will be able to find his way to the funeral?
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Old 27th Nov 2012, 22:31   #18
Vita
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Ah right, I guess I was misinformed.

لا إله إلا الله محمد رسول الله
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Old 27th Nov 2012, 22:47   #19
JonJ678
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Natwest will let you register for an account with no ID whatsoever. I know this because it is possible to withdraw money from other people's Natwest accounts with no ID.

The drawback of course is that you are then with Natwest, who will periodically give your money out to strangers. Because Natwest employ witless morons.

Grr.
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Old 27th Nov 2012, 23:01   #20
RadoX
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Originally Posted by Viper² View Post
How did you travel abroad without a passport?
came home on ETD thai prison officials decided to loose it. along with all my bank account cards netbook phone and about £3,000 cash.

I did actually post about me being in Thai prison and English prison but no one believed me and the thread got locked. I will scan my deportation papers if anyone actually wants proof.

Last edited by RadoX; 27th Nov 2012 at 23:05.
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Old 27th Nov 2012, 23:01   #21
Pudney
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Quote:
Originally Posted by JonJ678 View Post
Natwest will let you register for an account with no ID whatsoever. I know this because it is possible to withdraw money from other people's Natwest accounts with no ID.

The drawback of course is that you are then with Natwest, who will periodically give your money out to strangers. Because Natwest employ witless morons.

Grr.
Then they're breaking the law.


Anál nathrach, orth’ bháis’s bethad, do chél dénmha
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Old 27th Nov 2012, 23:04   #22
JonJ678
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The guy they gave my money to certainly was.
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Old 27th Nov 2012, 23:11   #23
Pudney
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I hope you got your money back then!


Anál nathrach, orth’ bháis’s bethad, do chél dénmha
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Old 27th Nov 2012, 23:19   #24
JonJ678
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Aye. Repeatedly, since Natwest continued to hand out money to the scum after I reported this. Unfortunately Natwest was then the victim, not me, and Natwest decided they couldn't be bothered to prosecute. No vengeance, no consequences for the scum.

But yeah, OP? I'm sure Natwest will give you an account.
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