Cheapest BMW to insure?

Associate
Joined
24 Nov 2007
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888
Location
Leeds
I would love to grab a BMW when i upgrade early next year. The problem is the insurance.

Whats the cheapest, decent, used BMW for insurance, and what is the insurance group?

Thanks
 
Soldato
Joined
7 Nov 2004
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15,686
Location
East of England
OP, we'll need some more information off you if were to give accurate advice :). You looking for a 5 series? 3 series? how much to spend? What model year are you looking at? Need to be fast? Good cruiser? Good on the back roads? Spacious? 4 doors? Running costs an issue? If so, how much of an issue? how old are you? any NCB?
 
Soldato
Joined
7 Nov 2004
Posts
15,686
Location
East of England
I agree with Morba, you simply can't afford a BMW at the moment. Insurance will probably be 600-1000 depending on what you go for, which leaves £800 for the car, which will, quite simply get you a shed with a tatty BMW badge on it.
 
Associate
OP
Joined
24 Nov 2007
Posts
888
Location
Leeds
3 series, age above, budget above, mixed motorway & city, dont need a super car but good acceleration is nice. Good cruiser @ 80 for the motorway but not vital, only do 50 mile trips most of the time. Usually only myself driving, occasionaly a passenger. Running costs not vital, my current car eats fuel like there is no tomorrow. Obviously good mpg & cheap servicing costs are a bonus, but not the end of the world.

Insurance is key. 5 years, 2 years NCB. Pay £600 now, wouldn't want to go much higher.

£2000 is just for the car! Insurance costs are seperate.
 
Caporegime
Joined
7 Mar 2003
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28,189
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Krispy Kreme drive thru
3 series, age above, budget above, mixed motorway & city, dont need a super car but good acceleration is nice. Good cruiser @ 80 for the motorway but not vital, only do 50 mile trips most of the time. Usually only myself driving, occasionaly a passenger. Running costs not vital, my current car eats fuel like there is no tomorrow. Obviously good mpg & cheap servicing costs are a bonus, but not the end of the world.

Insurance is key. 5 years, 2 years NCB. Pay £600 now, wouldn't want to go much higher.

£2000 is just for the car! Insurance costs are seperate.

So you have £2600?

can get 328i sports or 318iS for under £2k, you will have to do some quotes to see what insurance is like
 
Soldato
Joined
31 Jan 2004
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11,292
Location
Matakana New Zealand
Can you actually afford the running cost sof an old BMW? I.E Servicing and repair costs that in a car as old as a 2k BMW is likely to be?

I suggest you do some homework first, then go and buy something like a Ford mondeo and save up for a BMW :)
 
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