Gash darn it, the poor SAAB :(

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Dup

Dup

Dup

Soldato
Joined
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11,471
Location
East Lancs
So, you're house sitting at your girlfriends parents house and you park your car in the designated area at the front of the house as the driveway already has 4 cars on it. It's pretty sheltered although it does sit next to a country lane which is narrow and there is a crest of a hill just behind where the car is parked.

I wake up this morning, the CTR is still sat there and I jump in it and go to work. My girlfriend then puts her SAAB out the front so she can move some horse **** around with the Range Rover. 30 seconds later a blue Corsa oddly plants itself into the rear of the SAAB (rear was facing the right and he was travelling from that direction). No idea how he's done it seeing as that corner is sheltered with a wall and the garden is on top of that, but he did shove it about 10 ft! Here's some pics:

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Amandas gutted as she loves the car. Only cost us £1k a few months ago and it's sailed through an MOT and was in pretty mint condition cosidering it's done 156k. Jusdging by where it's been hit (rear bumper and drivers door) it will come back with some old belmishes fixed up too, so not a bad deal but a pain in the bum!

We were just about to pay for 4 new tyres (which are still getting fitted monday before the cars picked up) but now the insurance say we can fit 4 and they will pay for one of them if we send an invoice, which is nice.

EDIT: fixed the images, uploaded the big ones like the stupid clot I am.
 
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degen said:
Yeah imagine if they replaced a body panel on his CTR that wasn't JDM spec!:p
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I hope not, I have a UK built car, don't want some jap crap on my car! :p ;)

Anyway, Insurance are pciking it up on the 24th. Some confusions mind you

1) They took the lads reg and figured they were insured by the same company (Direct Line & Prudential, Churchill Group I assume). They said until he reports it to his company they can't do antyhing, or she can pay her excess (err, no) and she will get it back once its sorted.
2) They call back 2 hours later and tell her they can pick it up tuesday for repair.
3) Then they say she can't have a 3rd party company supple a courtesy car becasue they have the same insurance comapny so she has to use Greyhound Ford repair centre who can only supply a car on the 24th.
4) We finally get in touch with the lad who hit the car and he hasn't even told them, queue Amanda giving him a headache on the phone. Sounds like it's his mums insurance so hopefully she's a bit more sensible despite telling her son he didn't need to report it.

Sounds a bit odd. We don't want to be paying excess if by some magical means they dispute the claim and we end up losing it, becasue for al lthat hassle the excess would cover most of the repairs.

The cars getting 4 new tyres on today and then I can see if the suspension is OK. The wheels don't look like it was hit hard but thew weathers been too rouch round here to get the car in the air yet. What a ballache!
 
Dont go through your insurance use a claim management company. This way makes it a lot easier (no lost NCB until costs recovered/excess to pay), a close friend got screwed over when he claim off someone else's insurance with same company and ended up with a 50/50 claim while he was stationary :(.
 
Hope this get's sorted properly, it's horrible to hear of people getting shafted by their own insurance company like in ste_bla's post when it's a 100% guaranteed non fault incident.
 
Sone said:
seems strange to get new tyres before its repaired
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One of them is popped due to the accident. We were getting some fitted later this week anyway as the front fronts are branded Maxxis and seem hopeless, plus the rears were ready for changing as an MOT advisory. We can't get the car fixed or a courtesy car till the 24th (which will be a Mk6 Fiesta and will be useless when we need an estate). Amanda needs a car due to us house sitting in the middle of nowhere and having lots of horse related stuff to shunt around.

Becasue the car is apparently drivable (need to check suspension when it's got 4 equal wheels and tyres on and not a space saver) we can at least use it till the repair date. Might as well get the 4 we want fitted than waste time buying a cheapo replacement till it's done, get reimbursed for that then buy the 4 we wanted anyway. We have been told we will be reimbursed for the tyre if we prove it's replacement and the damage (IE, keep the tyre and invoice). So it's buy 4, get one free. Not a bad deal if you ask me ;)


I hate all this insurance hassle. I would have gone the 3rd pary management route but from recent reports, too many people have started to go this way and the service isn't what it was made out to be in the past. Plus I don't want to overcomplicate the situation.


With the lad being 18 and driving a cheap Mk1 Corsa, I fully expected to be offered cash for the repairs to avoid insurance, but he was too slow in getting in touch so Amanda called her insurance to report it officially like she should. The lad in question works down the road from where we are staying and due to it being the middle of nowhere, it doesn't take much to find anything out about the situation. The next door neighbour saw it all anyway, so if he's stupid enough to claim Amandas car jumped out at him then we can go down that log winding road of trying to get it in our favour :(
 
Dogbreath said:
For a car that was hit hard enough to be pushed 10 feet, that looks like absolutely minuscule damage.
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If what Amanda told me was correct on where hse had parked it, when I turned up, it works out about 10 ft. Probably 5 at best no dobut, but looking back, I dunno! :confused:

It is pretty gravelly on the parking area and slopes towards the house so maybe helped a bit. ItT was in park with the handbrake on when I got in to move it onto the drive. I fear most of the impact was taken on the wheel which is quite worrying when we need to use the car. Visual inspection it seems fine but I'll know for sure later.
 
Well, it's almost a month since it happened and on the day Greyhound Ford (the assured repairer) were supposed to pick the car up and Amanda waits all day, she calls them at 4pm to find out out they;ve been "calling her all day". Funny, seeing as she's been sat by the phone all day just in case due to her living remotely.

So, not been picked up and no courtesy car yet. Problem is Amanda is soft with them. I'd be onto the insurance company to try and get a 3rd party courtesy car we drop the car off at the repairer in person.

Wee up...Brewery. Nah, they couldn't organise that it seems. They did however acknowledge reciept of the tyre bill which was nice.
 
Dropped the SAAB off today and picked up a crappy 58 plate Fiesta 1.25. It's done 2k miles and I nearly pulled half the interior off having a poke around it. Ugh. Bluetooth headunit is trick though, never used one before but my iPhone worked a treat with it. I'll stick with ignoring calls in the CTR for now though :(

Prudential were great. They rang the repairer there and then for us and they end fell out with the repairer in about 3 seconds flat he said, as the attitude he got was awful. He's put them straight and hopefully we get the SAAB back soon :)
 
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