try asking your insurance company
yeah, i will just need to get the policy off my dad its a traders.
probably not then. trader policies arent like individual policies. the courtesy car is to restore your mobility, a trader shouldnt have the cars on his trade policy as their mobility.
Just WTF are you going on about?
it seems reasonable to me that a trader's policy shouldnt include courtesy cars.
obviously, you are an insurance hound, so you know better.
Hello, if you were carjacked at gunpoint and they snatched the keys off you can you have a courtesy car?
Location: Birmingham

More importantly...tell us the story!!
With my mates parked up next to a small set of shops facing a gate, my mates cars behind mine, everyones in my car. 3 people approach us, open the window start asking a few questions not to aggressive at first then one of them pulls a black pistol next to my face asking for money and everything else we had.
Got pistolwhipped, they fired a shot in the car above my head and my mate got punched in the eye and another got whipped too. Took both cars, police on the scene within 5 minutes.
With my mates parked up next to a small set of shops facing a gate, my mates cars behind mine, everyones in my car. 3 people approach us, open the window start asking a few questions not to aggressive at first then one of them pulls a black pistol next to my face asking for money and everything else we had.
Got pistolwhipped, they fired a shot in the car above my head and my mate got punched in the eye and another got whipped too. Took both cars, police on the scene within 5 minutes.
Bloody hell - that's scary !