7 day insurance for 22 year old?

[Buchanan0204]

Does anyone know of any companies that will offer 3-7 days insurance to a 22 year old for a Civic Type R?

It's my dads car and he's going away for a week and will be using mine due to the practicality and the boot space etc. I will then be left without a car, well except his! He has no problems with me driving it if I can get insurance of course. My policy doesn't have a "DOC" entitlement unfortunately.

I'll no doubt end up with ridiculous quotes!

 

[Maccapacca]

RAC HPI check comes with 7 days fully comp insurance, you could be buying it?

 

[Buchanan0204]

RAC HPI check comes with 7 days fully comp insurance, you could be buying it?

There is actually talks of me buying it off next year. However I know it's obviously not stolen or written off.

Would they not find a clause in this? I.E. He's my dad and got the same surname etc. Also with the type of car and insurance group.

If not. Sounds great!

 

[Third Opinion]

Cool dad with a Civic Type R.

My parents had boring old saloons to ferry us about.

 

[rexehuk]

Most places I looked at for temporary insurance wouldn't do it unless over 25 or 28.

 

[Saytan]

it'll probably be cheapest to put you on his policy

 

[Third Opinion]

On the other thread you wanted advanced training to get into another more powerful car. How long is it till your dad goes away?

If you are gonna drive his Type R pretty soon and possibly buy it, wouldn't IAM being closing the door after the horses have bolted?

 

[Kenai]

Experience of a friend of mine would suggest it's easiest and cheapest to add you as a named driver on his policy for a week or two.

 

[crunchee]

Buy a full term insurance policy and cancel after seven days and you will be refunded less the administration charge (for Admiral/Elephant it's £22.50). I doubt there's a cheaper alternative.

 

[GSDog]

it'll probably be cheapest to put you on his policy

This.

I was put on my mum policy at the age of 22, cost about £20 for the week IIRC. It only cost £25 a week to insure me on my brothers RS4 when I went to Germany a couple of weeks ago as well...

 

[TaKeN]

7 Day insurance probably won't cover you.

I bought a HPi check that came with 7 Days Drive away insurance, they said NO. WE CAN'T INSURE YOU. Yes, they used caps lock on the phone.

I'm 23. Insured through Elephant at the moment on my FN2. Is your dads an FN2 or EP3?

 

[andrewdodd13]

Buy a full term insurance policy and cancel after seven days and you will be refunded less the administration charge (for Admiral/Elephant it's £22.50). I doubt there's a cheaper alternative.

If the dad's also insured then you can't do this as the companies won't let you dual-insure a car.

 

[joesmith]

Go on your dads policy for the week. I did this a lot before I got my car between the age of 17 and 19. Normally about £25 for a week, £35 for 2 IIRC. Wasn't a huge amount.

 

[Buchanan0204]

On the other thread you wanted advanced training to get into another more powerful car. How long is it till your dad goes away?

If you are gonna drive his Type R pretty soon and possibly buy it, wouldn't IAM being closing the door after the horses have bolted?

I'll be using it to go to tesco, not track days. So no advanced training needed just yet haha.

 

[Buchanan0204]

7 Day insurance probably won't cover you.

I bought a HPi check that came with 7 Days Drive away insurance, they said NO. WE CAN'T INSURE YOU. Yes, they used caps lock on the phone.

I'm 23. Insured through Elephant at the moment on my FN2. Is your dads an FN2 or EP3?

Ridiculous! It's an FN2.

 

[Buchanan0204]

Thanks for the advice people once again. I'll see if I can get added to his policy. If not, I found a company that would do it for 54 quid.

Failing this, I'll cycle!