Insurance POV of this accident
- Thread starter mattyg
- Start date
50/50 - poor hazard perception by the car driver plus a questionable manoeuvre by the truck.
Car driver should have slowed down rather than continuing with no regard to the developing situation.
But - as earlier comments the truck driver should have pulled over until both directions were clear.
Car driver should have slowed down rather than continuing with no regard to the developing situation.
But - as earlier comments the truck driver should have pulled over until both directions were clear.
Caporegime
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That would be my take. The car behind drove into the van. Yes the van's manoeuvre was a bit odd but I don't think that puts him at fault.
Open and shut case.
The driver heard back from the insurance company within 20 mins of sending the footage.
This is when a little local knowledge hurts. There is a bus stop where the HGV started to pull over then regularly gets used as a stopping place. So not unusual to see vehicles pulling up there
Turns out 100% HGV fault
No argument from the HGV insurance.
Looks like blame fell on the HGV because he crossed the centre line without checking it was clear.
Yes i could have been easily avoided and he's lucky it wasnt an artic with an open side
Caporegime
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I'm suprised by that! Good to know the answer.
Soldato
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Me too, I would have said the car driver 100%. Over excessive wide turn but it was quite clear he was doing something.
Maybe the insurance wanted a quick turnaround to save extra hassle a possible costs with admin and court costs?
Not as surprised as I was.
He was adamant that he thought the HGV had moved over as if to park and looking at the video i can see why. But I bet he hangs back from EVERY HGV now.
If the HGV hadn't fully crossed the centre line I bet it would have been a different outcome. Although saying that if he hadn't fully crossed it then I doubt he would have tried to get passed.
He was adamant that he thought the HGV had moved over as if to park and looking at the video i can see why. But I bet he hangs back from EVERY HGV now.
If the HGV hadn't fully crossed the centre line I bet it would have been a different outcome. Although saying that if he hadn't fully crossed it then I doubt he would have tried to get passed.
It's a little tough at first, but then becomes frighteningly obvious that it's the cyclist's fault! 
On all seriousness 100% car driver for awful hazard perception and didn't even look to slow or let off the gas. Slow reactions also at the moment the truck turned.
On all seriousness 100% car driver for awful hazard perception and didn't even look to slow or let off the gas. Slow reactions also at the moment the truck turned.
Not the middle of the road, it went to the opposite side, the whole lorry.
***** driving from both.
**** on both counts. Wasn't immediately clear what the horsebox is doing on the right of the road with no signalling, but I would have slowed and been warier than that. And if you know the area and saw a horsebox doing that, I'd expect them to slow for this very thing to happen.
Horsebox 90% - the horsebox was not indicating i.e. driving without due care. 10% cammer - should have slowed down.
100% horsebox as he hasn't just swung wide he has re-entered the carriageway (lane) and should have stopped, indicated and checked it was clear.
Had a sort of similar situation to this a few times but in a car park but fully indicating left - driving my pickup so for a left hand parking space I tend to swing out right before turning in if I can - but don't fully leave the lane and so many times have some idiot try and come past me on the left - though it is clearer what I am doing.
It was a somewhat odd manoeuvre for any other turning but there was stuff coming up on the right - would be very easy to assume, especially if you didn't know the road, that was where the horsebox was going. I'm not sure I'd have been able to avoid this accident though I tend to slow down a bit naturally around vehicles that manoeuvre like that as I work with vans and trucks - depending on how well I knew the road and how alert I was any particular day I'm not sure how I'd have read the situation. (EDIT: If I'd seen the left hand indicator I'd have slowed up most likely to let them finish their manoeuvre but at least in the low-res video it wasn't very clear and easily missed)
EDIT: At one point I thought the horsebox indicated right but watching on a bigger screen it was just a raindrop - doesn't really change the story other than with proper use of left hand indicators the car driver should have been a bit more wary but at least in the video even they aren't clear.
Had a sort of similar situation to this a few times but in a car park but fully indicating left - driving my pickup so for a left hand parking space I tend to swing out right before turning in if I can - but don't fully leave the lane and so many times have some idiot try and come past me on the left - though it is clearer what I am doing.
It was a somewhat odd manoeuvre for any other turning but there was stuff coming up on the right - would be very easy to assume, especially if you didn't know the road, that was where the horsebox was going. I'm not sure I'd have been able to avoid this accident though I tend to slow down a bit naturally around vehicles that manoeuvre like that as I work with vans and trucks - depending on how well I knew the road and how alert I was any particular day I'm not sure how I'd have read the situation. (EDIT: If I'd seen the left hand indicator I'd have slowed up most likely to let them finish their manoeuvre but at least in the low-res video it wasn't very clear and easily missed)
EDIT: At one point I thought the horsebox indicated right but watching on a bigger screen it was just a raindrop - doesn't really change the story other than with proper use of left hand indicators the car driver should have been a bit more wary but at least in the video even they aren't clear.
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It was indicating, the video shows it and OP even says so. Because the video is potato quality I could see it clearer on my mobile that full screen on a monitor.