Deleted User 298457
Deleted User 298457
An overhaul of the banding system would definitely result in riots, lol.
Council Tax Banding
- Thread starter HangTime
- Start date
It really would.
I wonder how many band A would get upped significantly?
But isn't it usually applied when you sell? Any changes.
You can challenge the band but need to have a fairly clear case.
Money Saving Expert has a guide on this.
https://www.moneysavingexpert.com/reclaim/council-tax-bands-change/
Money Saving Expert has a guide on this.
https://www.moneysavingexpert.com/reclaim/council-tax-bands-change/
Unfortunately true. I'd accept that more though. It's a bit ridiculous that a small 2 bed terrace (or an expensive flat) can only be a couple of rungs down from a multimillion pound detached mansion. Let's not even go into how dumb it is that second home owners get a discount!
If they submit planning then it'll be flagged to be reassessed when it sells. Not after the work though.. We might investigate the chances of getting ours rebanded before we convert loftpeople report other houses for having work done?
Doubtful...
We are band D in a 4 bed, 3 bathroom house (2500sqft) worth around £500k. The banding system seems to be a complete mess given some areas of the country (the north) are significantly improved on the 1990s.
I’m not sure how they would implement a fairer / better system but open to hearing suggestions.
I’m not sure how they would implement a fairer / better system but open to hearing suggestions.
Soldato
- Joined
- 25 May 2008
- Posts
- 4,112
- Location
- North Wales
Yeah that's crazy, ours is 220m2 which is smaller than yours and only 3 bed with 2 bathrooms and 1 toilet downstairs, probably worth around 500-600 but we're a band F!
Soldato
- Joined
- 2 Feb 2010
- Posts
- 11,528
- Location
- Crowmarsh
The tax banding is all over the place. Our 4 bed detached 1500 square foot property is worth about 350k and is in band D. We are in East Midlands. I'm guessing location ultimately decides the band.
Can people report other houses for having work done?
It doesn't work that way, it only gets re-banded when selling. Pretty much all the houses where my folks live had had extensions done in the last 10-20 years, so have benefitted a lot from the existing council tax band. Only a few have sold have had their bands increased.
https://www.gov.uk/guidance/understand-how-council-tax-bands-are-assessed
In other words, it's a load of nonsense. In some cases the people responsible for banding properties literally drove around and didn;t even bother getting out of the car to check how many bedrooms etc. a house had. They just stuck their finger in the air and guessed.
It's wonderful how the government is using such an arbitrary, unequal measure to dish out a rebate on soaring prices
Council tax is a hideous fudge rushed in to save the Tories general election chances following the Poll Tax riots, it is deeply unfair and out of date but no political party will touch it despite knowing it is broken and badly needs to be fixed! All the houses on my street are essentially identical Victorian 3/4 bed terraces and the vast majority are band C but bizarrely a hand full are band B and the odd 1/2 bedroom flats at the end of the street are band C despite being much smaller and some having no outside space.
I found Labours proposed changes back in the Corbyn era interesting - at my old house it would have seen my side of the road go up to around 4-5K a year, while the other side dropped to ~300 a year - at the time IIRC it was ~1.3 one side and ~1.6 the other.
The location decides the band indirectly in that the location drives the house value. However it doesn't take into consideration trends, e.g. a given area might have been a ****hole in 1991 but has since been gentrified a bit. Here's an example:
So that's a £500k property in band A - presumably North Greenwich was relatively cheap in 1991, which kind of makes sense given I don't think the nearby Canary Wharf banking hub was around then. But it just isn't current, I mean my £350k property is band E so how can a £500k property be band A when judged today?
No danger of that for us, property has had no work of note since it was built. There's just no way it can be a band F, E is wrong but it's not a million miles off on the backdated valuation to 1991 values. The value was set in 2008 and prices here have risen slower than they have for the "south east excl London" region since then. The next tier of house above ours (4 bed detached) are all band E apart from this weird band D one, you have to go to the monster 5 bed detached ones that have +1000sqft on us to hit band F and they are worth over £500k
The Poll Tax was a fairer system. The tax increased depending on the number of residents that were 16 and over in the house (not sure if full time education was exempted).
I do think the 25% discount for single occupancy is also wrong... It should be 50% unless someone can convince me otherwise which I am open to
Mine is band F, I feel like I'm being bent over. No way I use more services than families in smaller houses and they now nip us for £60 each year for a green bin
Ouch at least mine is only £25
100% agreed on the poll tax, if only someone had the balls to try that again. It'd never happen until everyone involved in the riots has died though... Lol
For the 25% discount, I guess it kinda makes sense becaus you're still paying for services like bin collection, street sweeping, lighting, parks etc. and that wouldn't necessarily change much just because you're a single occupier (in other words, they'll still collect your bins and sweep your road and fix the lights regardless)
One of the big reasons for the riots and the failing of the Poll Tax was due to the way it was implemented.
The Conservative government decided to implement it in one area only as a trial - Scotland. An area that they knew fine well would cause a problem because of their attitude to North of the border (something that has continued until this day)
It may well have succeeded if they had rolled it out to the entire country at once or decided to trial it in a Conservative stronghold but then that risked alienating their voters whereas they didn't feel they needed Scotland's votes and so treated them accordingly.
Poll Tax - a good idea poorly implemented and, due to this, is unlikely to ever succeed due to this taint.
The Conservative government decided to implement it in one area only as a trial - Scotland. An area that they knew fine well would cause a problem because of their attitude to North of the border (something that has continued until this day)
It may well have succeeded if they had rolled it out to the entire country at once or decided to trial it in a Conservative stronghold but then that risked alienating their voters whereas they didn't feel they needed Scotland's votes and so treated them accordingly.
Poll Tax - a good idea poorly implemented and, due to this, is unlikely to ever succeed due to this taint.
It's, perhaps, easier to argue in Scotland where your water and sewage charge also form part of the overall council tax bill (no meters)
So, although you are still using the services, you are using a much smaller proportion. A single person will use far less water, their bins would need emptied less, they would use a much smaller proportion of the services.
I get that they still use them and a household of 5 people pay no more than a household of 2 so it's almost akin to the single people subsidising the "greater than 2 person" households.
Hence my liking for Poll Tax - Much fairer.
I would rather they scrap the council tax and bring in a land value tax. 0.5% of the value of the house to be paid each year, to the council. If you have a second home, 1% of it's value, a third home, 1.5% of it's value etc. It's time that property in the UK is seen as a home again, not a cash cow.
Ironically this targeted help was ideological it deliberately avoided anyone who gets a large council tax allowance (the poorest).
They can afford this but not a £20 uplift to UC.
I was expecting some kind of relief either via the form of increased winter fuel payments, or something given to anyone, I didnt think even the tories would deliberately do something like this.
Poll tax was fairer, but all those multi adult house'd people yeah would riot. Local income tax an idea from the lib dems is probably the fairest implementation, but flawed that empty houses wouldnt be taxed.
Brilliant ideal although I would scale it more aggressively. Multiply by 4 if owner registered offshore.
0.5% of value annual tax single home, 2% second home, 10% third home.