Trading the stockmarket (NO Referrals)

toString said:
Has anyone else pulled their ISA ETF to just cash for now?
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If you are invested in global ETF they tend to be much more resilient than say an S&P500 ETF or individual stocks. If you compare something like Vanguards 80% Equity fund vs an S&P500 fund the crashes are much less in the former. Eg during covid the drop was 12% vs 22%. This is offset by lower growth. About 50% less then S&P500 fund over the last three years so it's a question of how much volatility you can live with. Personally I'd be more than happy with a 43% return over three years and as I'm semi retired i'm much more aware of sequence of return risk.

It's not really advisable to sit 100% in cash even if you are getting c4% because generally you will miss out on a lot of gains. What you can do of course is take profits at points and build a reserve that can be redeployed once a correction comes. Problem is for most of us we don't know when the bottom is!
 
toString said:
Has anyone else pulled their ISA ETF to just cash for now?
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I have started moving from. High risk stocks to etf and some cash.

Last month as a ratio of Single stock/ETF/cash I had

70/20/10

I'm now at 50/40/10

I did buy into reddit after results. For some reason it dipped below 180 on incredible results! So I doubled my holding at 186. It's now flying. I don't fully understand why this happens (a dip as great results come out) But it happens a lot. I have a bit of affection for reddit as its helped me at a personal level and it's a great source for specific answers when you don't want AI or Facebook ****.
Have quite a few friends who have said same.

So happy to keep this one.

Well I think this is great myself.
 
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Uther said:
Meh, I'm 60 and retired, and still in the markets for most of my money.
Just keep a couple of years 'cash' (which means a MMF for me) and let the rest work.
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naa... that's what the pensions is for when I hit 67... I most likely be 50% into cash on my ISA by the time I stop working.
 
slinxy said:
naa... that's what the pensions is for when I hit 67... I most likely be 50% into cash on my ISA by the time I stop working.
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Isn't a primary use of an isa to bridge the gap between retiring before pension kicks in?

So yeah, you liquidate heavily once you retire. Especially if you retire before pension age?


My isa is for mid term Savings and maybe retiring. If I ever can.
 
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slinxy said:
naa... that's what the pensions is for when I hit 67... I most likely be 50% into cash on my ISA by the time I stop working.
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Indeed, even when you start retirement you have a long enough horizon to hold out through a crash and recovery. But you need to have enough income to avoid drawing down equities. Be that an annuity/state pension, some bonds etc.
 
toString said:
Has anyone else pulled their ISA ETF to just cash for now?
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not a chance - why would you unless you need the cash. When will you reinvest it? If the market continues to go up, you missing out on massive amounts of compounding.

If you missed the market’s 10 best days over the past 30 years, your returns would have been cut in half. Just leave it unless you need the money in cash for some reason.

Pretty much every 50 posts this is quoted.

Time in the markets is better than timing the markets.
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D.P. said:
Indeed, even when you start retirement you have a long enough horizon to hold out through a crash and recovery. But you need to have enough income to avoid drawing down equities. Be that an annuity/state pension, some bonds etc.
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Simple planning - hold a couple of years of income in cash, then the rest just leave it invested most of the time. Very few people are annuity planning - most will be drawdown and in order to benefit from that, remain invested.
 
massive drama yesterday as dvlt was attached by the shorters group Wolfpack losing almost a third , i would post the responses from the ceo but too many banned words , i missed the very low but increased my position , nice bounce after hours

copy and paste

1. The Wolfpack Research Report Contains False and Defamatory Claims Aimed at Manipulating DVLT Stock for Financial Gain

The Wolfpack Research report includes numerous false, misleading, and defamatory statements intended to manipulate Datavault AI’s stock for the financial benefit of short sellers.

These claims lack factual foundation and have caused reputational harm to the Company and its stockholders. Wolfpack Research has openly acknowledged its short position in DVLT shares—demonstrating that its so-called “research” is driven by self-interest rather than truth.

“It’s obvious that these actors are financially benefitting from spreading false information,” said Nathaniel Bradley, Chief Executive Officer of Datavault AI. “We intend to file suit to hold Wolfpack Research accountable for its malicious conduct and to protect the rights of our shareholders.”
 
Can see why he reacted that way but all he had to do was show a pic of the 20k foot server room or premises full of people waving.

The other small red flag for me is the carbon credit tokenisation - Haven’t read full details on revenue/deals etc. to do with this but if similar - CHIA crypto did this years ago and it was useless.
But then again they were not partnered with IBM.

Haven’t got enough invested into it to worry either way - good luck.
 
From a quick glance, it sounds almost like their ‘partnership’ is just paying IBM for services and customer/support access rather than a real collaboration or endorsement. Basically trying to use the IBM brand to cement themselves as a reliable company
 
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booyaka said:
Simple planning - hold a couple of years of income in cash, then the rest just leave it invested most of the time. Very few people are annuity planning - most will be drawdown and in order to benefit from that, remain invested.
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Yeah you don't have to liquidate it all at once, you could sell in tranches over a period of years and put that money into lower risk easier access savings or whatever.

I guess like always i depends how long and how much exposure to the stock market your risk appetite can tollerate incase there is a crash or big slump. etc. A bit like the reverse of 'dollar cost averaging'?
 
Some "are we in an AI bubble" and nVidia analysis and news.

Jensen Huang says he has line of sight to half a trillion dollars of revenue to end of 2026.

First company to hit $5 Trillion market cap.

None of the hyperscalers are going to stop spending on capex.

Sold it's chips to Nokia to accelerate 5G and 6G connections.

Dept of Energy partnering with nVidia to build 7 new supercomputers.

 
LostCorpse said:
its quiet.. its to quiet why hasn't any one said anything
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Yea I was thinking that. I did a bit of re-organising early on but nothing has moved at all today. Even US looks like it's closed! I think I read they have some reduced hours days coming up. I suppose most of the interims have been announced and the great orange buffoon must be dosing.
I took some profits from ASML that I bought early in the year, figured it has topped out for now but pocketed 43% gain
 
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