- Joined
- 11 Mar 2005
- Posts
- 1,129
Exactly what I said above your post, you wait until this decision has been made in the high courts over the validity of bank charges, if it goes against them they soon won't let you go over your agreed over draft then will they, and millions of people will be better off for it, I don't care if they even charge a monthly service charge for the acc because at least that would be a more honest way to gain money from it's customers, end of the day they are providing a banking service, I'd much rather pay them for the whole package instead of being charged silly amounts of money for going over drawn when I would prefer it that they didn't allow my acc to go over my agreed amount.
I'm beginning to come round to this way of thinking... When I started the thread it wasnt to try and come to any conclusion- but the more I think about it, the more it makes sense (to me anyway!).
stinky said:I have indeed i called them up and asked for a temp on just for one month. so i dont continue mounting up the charges and they refused. so how all i can do is watch the account, and see that its being charged a minimum of £6 a day for 10 days. but if i then go over drawn by another £10 it increases (and starts again - the 10 days period) at £15 a day. and lloyds say these charges are a fair way rather than the standard £30 a time (max of 3 times a month.
Eek - that sucks... If I understand, you're being charged £6 per day for being in an unathorised overdraft upto 10 days, then if you go overdrawn again - it bumps upto £15 per day?
That seems quite a lot...
And the bank aren't being helpful in terms of an overdraft facility?
Tom*