How much debt are you in and what for?

Soldato
Joined
10 Aug 2006
Posts
6,791
None on the CC as it's only used for car rental on holiday.

No mortgage as we rent :/

about 1k on intrest free for Sofa's and my camera.

About 4k for our car loan.
 
Associate
Joined
27 Aug 2015
Posts
77
Mortgage (~£90k), student loan (god knows how much that is, seems to go on forever), few hundred quid on credit card which is mostly work expenses and car loan (~£8K).
Might have a bit more on the credit card if go ahead with new PC this month.
 
Soldato
Joined
22 Jul 2006
Posts
7,686
Between me and the wife:

~£200k mortgage
~£2k on CC (and always decreasing)
~£15k left on loans for 2 cars

All debt is fairly manageable. Wife is currently only working 22 hours per week with us having a 2 year old but still fairly comfortable, be nice once she goes back full time possibly next year!
 
Man of Honour
Joined
21 Feb 2006
Posts
29,300
I know exactly what my debt exposure is, where my money goes and what my net worth is. You should all take responsibility for your finances and have plans. I used to just let money go in and take money out, but as you age you appreciate plans are important.
 
Soldato
Joined
14 May 2009
Posts
4,182
Location
Hampshire
Loan 1 - £3500(ish)
Loan 2 - £2000(ish)
CC - £900
£400 on a 'Buy Now, Pay Later' scheme for PC parts.
£1000(ish) on 0% interest for an Engagement Ring

When I was young, I was extremely retarded with money and it cost me and caused issues with my relationship with my now Fiancée.

The past 2 years, I've been fighting hard to pay back my debt and this year shall be my final year in debt after almost 9 years of being in debt mostly thanks to my new job.

Never again.
 
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