Soldato
I'm saying, the less you spend, the more than a 2nd hand card becomes a gamble worth taking.
You're mistaken. What you may mean is that the less you are spending, the greater the price-performance gain you get from buying second hand. This may be broadly true. But your error is to factor in only the extra gains and keep your mindset of someone who can absorb that risk if it fails. But you neglect that the smaller someone's budget, the less they can absorb the consequences of it going wrong and writing off their entire investment.
To put it simply, you're thinking like a person with spare money choosing to spend less. That is a different take on risk than someone without spare money who can only spend that amount of money. The former (you) necessarily assess risk as lower than the latter. You're mentally thinking "it's low risk, I might lose out and have to spend an extra £100 but I'll probably get a bit more performance". Whereas the person who actually has a constrained budget thinks "if this goes wrong, I wont be able to game, is it worth taking that one in twenty shot for an extra 10% performance"? And they come out with a different answer. Supportably so.
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