Insurance

Soldato
Joined
18 Oct 2002
Posts
18,299
Well this sucks, garage ceiling fell in and destroyed my S15.
22687680_10100308809567775_1002435598390100723_n.jpg


Is this kind of thing covered by building contents or will I have to claim on the car policy? I don't exactly want to do that, already claimed a total loss on my Mark X this year :/
 
Soldato
Joined
7 Dec 2011
Posts
10,401
The state of it around the window seal will probably put a halt on any easy paintless type repair

Just going to have to trawl through your t&c's but having looked at my own policy quickly it seems this would be covered
 
Soldato
OP
Joined
18 Oct 2002
Posts
18,299
Yeah it's pretty bad the C pillar is rippled and damage to the quarter panel too. Don't know if it's repairable tbh. Thanks for the advice though, worth giving the building insurance a call first then.
 
Associate
Joined
18 Oct 2002
Posts
1,796
Having had damage to my car during storm Doris, contents/building refused to even look at paying out. They had a full exemption for anything to do with cars. Its more than likely you will have to go through car insurance unfortunately.
 
Soldato
Joined
22 Nov 2006
Posts
23,304
And this is why insurance to park in a garage costs more :(

AFAIK building insurance won't cover damage to a car, only damaged caused by a car.

A PDR guy won't be able to get it all back in to shape, the edges will be the biggest problem.
 
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mjt

mjt

Soldato
Joined
31 Aug 2007
Posts
19,999
I crashed it into a parked car after blacking out at the wheel. Suffice to say I no longer have driving privileges. Not ideal.
Holy ****; are you OK? You're not having a good run with your cars of late :/

Tell me to FO of course, but what's the deal with your licence now due to what I presume is some sort of medical diagnosis?
 
Caporegime
Joined
20 Oct 2002
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Location
Wish i was in a Ramen Shop Counter
Holy ****; are you OK? You're not having a good run with your cars of late :/

Tell me to FO of course, but what's the deal with your licence now due to what I presume is some sort of medical diagnosis?

If he has black outs then the DVLA will revoke his licence and he has to go 2 years without another black outs in order to get it back. If he has another the clock starts again.

I think.
 
Soldato
Joined
28 Sep 2012
Posts
3,860
Location
Monterrey, Mexico
I crashed it into a parked car after blacking out at the wheel. Suffice to say I no longer have driving privileges. Not ideal.

:( that’s awful!

Might be worth talking to chillistrucker on Pistonheads - he had serious health issues and the DVLA made life very difficult for him even after he was cleared to drive, but I believe he got it back in the end.
 
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