You don't need to upgrade your PC parts every year to play the latest games! In my 20s I was spending loads of money every year to play the newest games ! you can wait a good 3 or 4 years now before you need to upgrade parts.
CPU you can wait a good 6 years before they need upgrading , Graphics cards every 3-4 years
just from my experience as a PC gamer.
look after your PC so clean it every couple of months. Don't have it on the floor it will only get covered in DUST.
Upload all your photos to clouds storage, at some point your SSD or hard drive will Fail on you..
I will be honest as I've got older games are not as fun! I find myself getting very bored with games or hard to get sucked in to them as much as I use to , maybe I expect to much from them , Still playing Fifa after 15 years and still want to smash my pad up when I lose ha. same in real life i guess no one likes to lose at football right ?
Don't get sucked in to one Discord gaming channel move around and meet new people , you will come across a lot of toxic people in gaming but you will also come across really nice people who you can play with and enjoy online gaming, so don't take it personal.