Background: I've had black boxes in my cars since I started driving (through Tesco). I currently pay £400 per year on my A5 compared with £1,400 (minimum) for a non-black box policy. The only thing besides the massive cost saving that has kept me with Tesco is there has never been a clause explicitly stating they will cancel the policy due to speed.
Every other month I tend to receive an email telling me I have scored 'red' for speeding (with red being bad). This time, I have received two emails in a row (i.e. one last month and one this month telling me to slow down).
However, I have now noticed they have retrospectively updated my policy documents to include this clause:
It seems I am not alone in this and I have found a thread on another forum saying they've also noticed this clause has been added.
I don't speed too often and so I've never been bothered by the red scores (especially knowing they wouldn't cancel my policy for it), however, with the threat of cancellation being dangled in my face I am now thinking to look elsewhere and pay the extra (God knows what my premium would be if it were to be cancelled).
How is this allowed? Is this even legal? I can't remember receiving any correspondence about this and I read the documents with a fine comb when my policy first incepted.
Every other month I tend to receive an email telling me I have scored 'red' for speeding (with red being bad). This time, I have received two emails in a row (i.e. one last month and one this month telling me to slow down).
However, I have now noticed they have retrospectively updated my policy documents to include this clause:
It seems I am not alone in this and I have found a thread on another forum saying they've also noticed this clause has been added.
I don't speed too often and so I've never been bothered by the red scores (especially knowing they wouldn't cancel my policy for it), however, with the threat of cancellation being dangled in my face I am now thinking to look elsewhere and pay the extra (God knows what my premium would be if it were to be cancelled).
How is this allowed? Is this even legal? I can't remember receiving any correspondence about this and I read the documents with a fine comb when my policy first incepted.