insurance, "the bike insurer

[Beans on toast Dave]

anyone had any experience with "the bike insurer"?

quotes from carol nash via the above are £86

the same quote is £250 going direct via carol nash website

the only thing different is modified exhaust on the main site but cannot add it via the bike insurer


am i missing something?

 

[SasaP]

Hi does anyone have experience with this ebike insurance: https://pedalcover.co.uk/get-insurance-cover/home-bike-insurance/electric-bike-insurance/

Please..let me know

Tnx

 

[Beans on toast Dave]

has anyone used carol nash? quote has been changed to include the exhaust and comes out the same @ £86
but the only thing is the charges for any amendment is £37, change address = £37 and maybe more dependant on area
change job = again £37 charge, cancel policy = £50, do all insurance companies have the same charges?

thanks in advance

 

[tom_e]

Yep pretty much all insurance companies have daft admin charges for a couple of keystrokes.

 

[Beans on toast Dave]

Yep pretty much all insurance companies have daft admin charges for a couple of keystrokes.

looks like i will be using them, hopefully dont have to make any changes in the year, i bet most people dont change anything even when they should!

 

[Beans on toast Dave]

ended up going with hastings, be careful with insurance, quoted for my bike to be insured and locked in a garage overnight with carol nash
if at anytime at home its not in the garage its not insured!, leave it on the driveway for 5 mins to get changed its not insured, maintenance in the back garden its not insured, shocking!

 

[Munchies]

A pretty normal thing on all my policies, but check the small print if you find that shocking, mine states that if my motorcycles are within 1 mile of my home address, and not in the garage, they are not insured for theft etc. If you state on your insurance it's in a garage at your home address, and has a disc lock and / or chain / anchor etc, all has to be attached when a theft occurs if they can prove otherwise they have a get out clause.

 

[Beans on toast Dave]

A pretty normal thing on all my policies, but check the small print if you find that shocking, mine states that if my motorcycles are within 1 mile of my home address, and not in the garage, they are not insured for theft etc. If you state on your insurance it's in a garage at your home address, and has a disc lock and / or chain / anchor etc, all has to be attached when a theft occurs if they can prove otherwise they have a get out clause.

never come across it before, was insured with LV before and they were ok with it, hastings will double your excess (so £300 for me) if its left outside within 500m from your home
i can deal with that