PPI Claiming

Merlin5 · 27 Aug 2019 at 19:48

Bunko said:
Anyone used claimhunters? Left it late as never thought I'd had PPI with anyone other than an old Halifax account which I went through Halifax to check. Thought it might be worth trying a third party to check everything just in case though and it seems a lot have stopped accepting new claims.

I've stupidly left it till the 11th hour and also just found out 23rd was the last day for new claims! My mortgage started 1987 and completed 2 years ago, was with Halifax and and is the only company I might have had PPI with. I guess I better walk into my local branch tomorrow and ask?

Goksly · 27 Aug 2019 at 19:50

So after what feels like a decade of people harping on about PPI, you actually took a product out with it? I'm sure there is a suitable face palm meme picture to go with this...

el_dazza · 27 Aug 2019 at 20:46

Merlin5 said:
I've stupidly left it till the 11th hour and also just found out 23rd was the last day for new claims! My mortgage started 1987 and completed 2 years ago, was with Halifax and and is the only company I might have had PPI with. I guess I better walk into my local branch tomorrow and ask?

Some companies have stopped taking on new claims. Mine is taking them until 4pm on Thursday, if anyone's left it that late then they deserve to bloody well miss out

Merlin5 · 27 Aug 2019 at 21:03

el_dazza said:
Some companies have stopped taking on new claims. Mine is taking them until 4pm on Thursday, if anyone's left it that late then they deserve to bloody well miss out

I agree. I'm an idiot.

Now please, which company so I can call them tomorrow, and what percentage, 20%?

el_dazza · 27 Aug 2019 at 21:25

Merlin5 said:
I agree. I'm an idiot. Now please, which company so I can call them tomorrow, and what percentage, 20%?

Probably best not to say here, don't want to be seen as touting for business, unless anyone permits it..

Puzzled · 28 Aug 2019 at 17:14

Natwest is down again, is this all a cunning plan to avoid last minute claims

Merlin5 · 28 Aug 2019 at 18:16

Last minute twit (< me) has finally got his claim in now lol, thanks to the great help of a certain member here.

mattyg · 28 Aug 2019 at 18:19

I gave up using TCG. they only found 1 on a AMEX account I defualted on. Limit on the card was about 1700 so If it had PPI i would end up paying TCG for nowt.

They couldnt source the one I defo had PPI which was forced onto me by TSB

el_dazza · 28 Aug 2019 at 18:22

mattyg said:
I gave up using TCG. they only found 1 on a AMEX account I defualted on. Limit on the card was about 1700 so If it had PPI i would end up paying TCG for nowt.

They couldnt source the one I defo had PPI which was forced onto me by TSB

They must be pretty useless if they can't find one from Lloyds/TSB. They were the worst and usually retain records for a good 30 years.

el_dazza · 28 Aug 2019 at 18:25

Merlin5 said:
Last minute twit (< me) has finally got his claim in now lol, thanks to the great help of a certain member here.

Pleasure to chat to you and hope it's worth it to you

I can't describe just how busy it was today. Pretty much everyone else has stopped taking on new customers so we're just being hammered with calls.

Merlin5 · 28 Aug 2019 at 18:42

el_dazza said:
Pleasure to chat to you and hope it's worth it to you

I can't describe just how busy it was today. Pretty much everyone else has stopped taking on new customers so we're just being hammered with calls.

Was great chatting with you el_dazza

Yes, I can imagine how hectic it was for you today! And I couldn't even get to speak to anyone at the Halifax earlier, was held in a queue for nearly an hour and then I just gave up.

Jasoncmor · 30 Aug 2019 at 20:41

I just found out I can't make a claim for PPI, they kept that quiet didn't they!
I rang them up and tried to put in a claim to which they said I had missed the deadline.
I just replied I wish they had rang me up to tell me I could make a claim!

FoxEye · 30 Aug 2019 at 20:45

Yay no more PPI adverts.

More room for gambling averts now! Yay?

Puzzled · 31 Aug 2019 at 11:14

FoxEye said:
Yay no more PPI adverts.

More room for gambling averts now! Yay?

What's next?

"Did you use a ppi claim company? We believe you were mis-sold advice on how to claim and lost too much of your PPI refund in fees. Contact us now and for a small 20% fee we will claim back your missing PPI claim money"

or something like that

MatsyLR · 31 Aug 2019 at 11:37

For people who have missed the deadline, sorry but you had PLENTY of time, there where adverts everywhere.

Many people where waiting till the end to take advantage of the 8% flat interest, but many left it too late.

If you where part of the Santander crash the other day because you waited till the last second to do it, sorry but the FCA is very unlikely to honour the complaints received after the deadline even if they tried. We are still waiting on confirmation on what they are doing but Its not likely they will do anything.

Jasoncmor · 31 Aug 2019 at 20:20

MatsyLR said:
For people who have missed the deadline, sorry but you had PLENTY of time, there where adverts everywhere.

Whoooosh!

That's gone straight over your head!

(Assuming you were replying to my comment)?

MatsyLR · 31 Aug 2019 at 21:16

Jasoncmor said:
Whoooosh!

That's gone straight over your head!

(Assuming you were replying to my comment)?

Nah, just in general

robfosters · 5 Nov 2019 at 20:04

If I signed a contract in Jan 2019 agreeing to pay a PPI company 39% when the max they could ask me for by law is 20%, is that contract null and void or am I still legally required to pay the 39%?

dowie · 5 Nov 2019 at 20:24

robfosters said:
If I signed a contract in Jan 2019 agreeing to pay a PPI company 39% when the max they could ask me for by law is 20%, is that contract null and void or am I still legally required to pay the 39%?

Well I doubt you're required to pay the 39% - what did the company say when you raised the matter with them?

robfosters · 5 Nov 2019 at 20:30

dowie said:
Well I doubt you're required to pay the 39% - what did the company say when you raised the matter with them?

They said they would send me a revised invoice, but they’ve narked me now. They were blatantly going to break the law to fleece me of more money than legally allowed. Companies like that deserve nothing.

I’ve also asked for an itemised bill of all work carried out. They didn’t like that. They probably only sent a letter or two.