What do you do with your extra money?
- Thread starter Juicy Jama
- Start date
This one.
https://www.overclockers.co.uk/asus...0hz-amd-r5-3550h-gaming-laptop-lt-27n-as.html
I got it a bit cheaper in the black friday sale at OCUK, please take no notice of the box cack lol.
https://www.overclockers.co.uk/asus...0hz-amd-r5-3550h-gaming-laptop-lt-27n-as.html
I got it a bit cheaper in the black friday sale at OCUK, please take no notice of the box cack lol.
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Soldato
Who cares if people spend it. Its not giving you ideas of what to save and completely irrelevant to what you are wanting to do................
Extra money gets soaked up by the kids, uni funds (still kids), house renovations (again kids) and overpaying the mortgage - boring but effective...
...oh, and watches, always liked them. (computer upgrades a given).
Although, a bimmer and and uber powerful munchkin build may see you lose your moniker.
*Merry Xmas and a Happy New Year @tamzzy - get those banana bags on standby for New Year...
...oh, and watches, always liked them. (computer upgrades a given).
This, definitely this - topic is irrelevant.
Although, a bimmer and and uber powerful munchkin build may see you lose your moniker.
*Merry Xmas and a Happy New Year @tamzzy - get those banana bags on standby for New Year...
Soldato
Save it, just in case. I've been broke, and in debt. Being reasonably comfortable and not owing a penny is much, much better.
Caporegime
I am very adept at it yes...My apologies, I was meant to quote @Acme
Whenever I have a reliable car I get bored and sell it... I must be a masochist.
- Joined
- 3 Sep 2019
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Who cares if people spend it. Its not giving you ideas of what to save and completely irrelevant to what you are wanting to do................
Well the point of a forum is discussions so why not ask?
Soldato
Mortgage overpayments, until I paid it off anyway
About to buy a new house, so will have a mortgage once again
About to buy a new house, so will have a mortgage once again
Soldato
Premium bonds, would not waste my time putting it in some sort of savings account
Soldato
Straight into the kids' trust funds. I was medically retired at 35 (luckily I worked for a decent firm who gave me my pension as if I'd worked to 65), so "you never know what life will throw at you" has been a sharp lesson in making sure they're set for the future.
Soldato
Very sensible, mine took 9 years and you can't beat that feeling of security when it's done and freedom to be flexible with work and where you want to liveMortgage overpayments, until I paid it off anyway
About to buy a new house, so will have a mortgage once again
Yep, know the feeling.Mortgage overpayments, until I paid it off anyway
About to buy a new house, so will have a mortgage once again
Finally, pay it off and briefly have that feeling of: owning all four walls, security and extra income etc. Then Mrs Plec starts to get itchy feet, looking at houses that are even further into the sticks or with a garden that would take a small herd of wildebeest to keep the grass down :/
We're close again to being mortgage free and the browser history is already full of 'Right Move' pages...
I may have the kids as ammunition this time - family home that they've grown up in (mostly), all their early childhood memories (that they remember), and they won't be keen to move from their friends.
/prepares to fight dirty.
Soldato
- Joined
- 19 Oct 2008
- Posts
- 5,951
Save more, retire early, don't be a slave to another mortgage is my advice 
.
My spare goes into investments but I keep enough cash to keep me for a few years and for items I may want to buy. Most of it at the moment is going towards paying down a BTL mortgage. I can't be bothered to remortgage it. The offset account has already saved a few grand on interest payments(more profit!)
.My spare goes into investments but I keep enough cash to keep me for a few years and for items I may want to buy. Most of it at the moment is going towards paying down a BTL mortgage. I can't be bothered to remortgage it. The offset account has already saved a few grand on interest payments(more profit!)
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Associate
- Joined
- 20 Mar 2014
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- 2,361
I never have any spare money but I save some before it gets to me. It is for house and car stuff.
Soldato
Save it so I only have to work 6 months a year.
Untrue!
Depending on overtime worked and after clearing my previous months credit card bill, mortgage payment and moving some to another account for house bills;
mortage overpayment
Pay my dad some money i owe him
The rest i leave in my account for flight tickets, gigs, going out and clothes. Any saved goes towards paying next months credit card. Generally stuff thats not important.
We have a seperate account for food shopping, my lunches and eating out (£400) but this usually is gone 3 weeks into the month
mortage overpayment
Pay my dad some money i owe him
The rest i leave in my account for flight tickets, gigs, going out and clothes. Any saved goes towards paying next months credit card. Generally stuff thats not important.
We have a seperate account for food shopping, my lunches and eating out (£400) but this usually is gone 3 weeks into the month
Soldato
Could be worse