Actually, how much money is even in personal bank accounts, because people tend not to save money? Maybe it's not even that huge. So bailing out personal savings at a single bank wouldn't be excessive.
I mean when RBS was nationalised, it was the entire operation right?
Banking was never about savings as such...
It is easy for people to forget that WW2 was mainly about Banking!
Banking destroyed Germany after WW1 and Hitler grew up hating international banking with an absolute vengeance!