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- Joined
- 9 Aug 2008
- Posts
- 35,707
I love Monzo app it's spot on! Perfect for a banking app.
Monzo/Starling Banking/Revolut
- Thread starter Junglist
- Start date
I love Monzo app it's spot on! Perfect for a banking app.
Somehow i do not think its niche at all.
If you are using the new YNAB, I refuse to pay a monthly fee for a application that worked perfectly fine without before the company went full on money grab in the name of progress....
If you are using the new YNAB, I refuse to pay a monthly fee for a application that worked perfectly fine without before the company went full on money grab in the name of progress....
So you're complaining that a modern bank isn't supported outdated software? Pretty sure old YNAB supports CSV too.
.... and it's done.
Just need to remember to update places such as PayPal, Audible, Amazon etc where my card details are saved.
/edit - Stuff like this makes me smile and think 'yup, this was the right thing to do'.
I'll be moving from Natwest to Monzo full time once the mortgage has cleared and we are in the new house. I literally only get paid into my Natwest account everything else is set to Monzo. Our mortgage is due to come out of our Joint Monzo account. I have a few direct debits set up already. I love that it gives you a few days warning before it is due to come out.
Commissario
Two from here on the same day, how exciting
. My completion date is the 12th so just over a week which is fine. I've chucked a few hundred quid over now and as per the above, updated places that use my card number to have the Monzo details. As far as I'm concerned, I'm effectively using the account as my main one from now.
Caporegime
Welcome to full Monzo
When your direct debits appear in the scheduled tab you can select them and point them to a pot.
When your direct debits appear in the scheduled tab you can select them and point them to a pot.
Commissario
I changed PayPal to point towards my Monzo account earlier this week and I've just used it to buy an HDD through MM here. Unusually, the payment hasn't vanished immediately from my bank account. In fact, I don't even have notification of the transaction, even though it all appears to have gone through on the PayPal site.
PayPal balance was the primary method, bank account was secondary and the Mastercard the backup. I'd have thought this would be instant.
PayPal balance was the primary method, bank account was secondary and the Mastercard the backup. I'd have thought this would be instant.
Man of Honour
It takes days for PP bank payments to show up in my experience with Starling, if you use the card payment it'll appear later in the day you paid.
The way PP deals with collecting payments is generally a bit **** from what I can see.
Commissario
I think I had my card as the preferred method of payment on my Nationwide account and it was instant. I really want PayPal balance first, card second and bank account as backup but I can't see how to specify the order on PayPal itself.
Anyone else find with Monzo it is sometimes impossible to set up a direct debit. I changed my car insurance to 1st Central and the online form refused to accept it. I have had it before with other direct debits.
Another problem for me is I receive a lot of cash and there is a limit of £1000 to be paid in every six months.
Another problem for me is I receive a lot of cash and there is a limit of £1000 to be paid in every six months.
Soldato
Love my Starling account. I use it for everything as it's my main current account. Salary goes in and I have a bunch of direct debits on too. It's usually the only card I carry around with me. I've never had any issues with payments either. All transactions show up as an instant alert on my phone including eBay PayPal purchases. Even the sandwich van at work shows up an instant alert and their PDQ machine is wireless.
It will be even better once they release Internet banking access for Personal customers like what they have already done for Business customers.
It will be even better once they release Internet banking access for Personal customers like what they have already done for Business customers.
I wish Starling would do this - people have been asking for it since the beginning.Welcome to full Monzo
When your direct debits appear in the scheduled tab you can select them and point them to a pot.
For the moment I'm happy with Nationwide as my main bank and Starling for spending money. Also Nationwide has graphs - Starling haven't pulled their thumb out and sorted out the useless Pulse yet!
Commissario
They've just all popped in so I've created a "Bills" pot with a nice associated picture and linked them all to the pot which is currently empty.
Caporegime
It's the future! Unfortunately some payments cannot be done, like Spotify and Netflix as those are just recurring card payments instead of direct debits.
Commissario
Should standing orders transfer over automatically as well? All my DDs are there now but I have a couple of standing orders and they've not appeared yet.
Commissario
*ping* and there they are