Best insurance for modified cars UK?

Shea Gallagher · 13 Feb 2021 at 14:42

Hi,

I have a 2015 Audi A5 S line with 20”wheels and spacers, I’m currently with axa insurance for the year is £1009 (24 almost with 2 years no claims,)

any other insurance company that allows mods that I’ve spoke to such as Adrian flux and checked compare the market have been around £5000 insurance for the year which is a joke, does anyone know any insurance companies that allow spacers as a mod as axa does not that could also maybe try match that price? I don’t mind paying slightly more.

thanks

Si105 · 14 Feb 2021 at 15:19

Have a look at Brentacre, been with them a few years now fantastic for modified cars

--Mike-- · 14 Feb 2021 at 15:37

Used Greenlight and Sky Insurance previously.

Resident · 14 Feb 2021 at 15:43

Adrian Flux for me.

I tried Greenlight but was initially told they "don't insure modified vehicles" (given they market themselves as a modified specialist). Pulled them about it and changed to "car's market value is too low".

Evidence to me that they're a nightmare to deal with imo.

Haze · 14 Feb 2021 at 16:03

I wonder if the same insurance companies that recommend here, will be exactly the same as the ones displayed on the 1st page of Google

inflames · 14 Feb 2021 at 16:07

On some of my previous fast or modified cars I always got the best price with Adrian Flux.

paradigm · 14 Feb 2021 at 16:16

Resident said:
Adrian Flux for me.

I tried Greenlight but was initially told they "don't insure modified vehicles" (given they market themselves as a modified specialist). Pulled them about it and changed to "car's market value is too low".

Evidence to me that they're a nightmare to deal with imo.

Greenlight engaged me in conversation asking about what mods I wanted to do to my £2,000 MX5, and currently insure my modified £3,000 Audi TT. Didn’t seem bothered by mods or low value.

Great bunch of people from my experience.

Conscript · 14 Feb 2021 at 16:26

I'm with Chris Knott, they happily covered my modifications. Also generally very helpful at renewal, usually happy to price match others, and I've never had trouble getting through to speak to them.

Shea Gallagher · 14 Feb 2021 at 16:34

Si105 said:
Have a look at Brentacre, been with them a few years now fantastic for modified cars

Hi I will try them tomorrow many thanks

Shea Gallagher · 14 Feb 2021 at 16:49

Conscript said:
I'm with Chris Knott, they happily covered my modifications. Also generally very helpful at renewal, usually happy to price match others, and I've never had trouble getting through to speak to them.

Cheers il give them a call tomorrow when there open... hopefully I get it for around the same.

Rroff · 14 Feb 2021 at 16:50

Some of the specialists like Adrian Flux are a bit hit and miss - good for some stuff, crazy priced for other stuff - probably because they don't actually want to deal with it and hope a crazy price will put people off (or they understand the implications of some of these mods better than non-specialist :s).

Doobedoo · 14 Feb 2021 at 16:59

Been with Adrian flux for a longtime and never had an issue.

pugheaven · 14 Feb 2021 at 17:07

Sky Performance and my current Insurer, Reis Motorsport for me, I'm insuring a modified RX8 and a 420bhp SRT on a joint policy fully comp for £600 all in!

Resident · 14 Feb 2021 at 21:20

paradigm said:
Greenlight engaged me in conversation asking about what mods I wanted to do to my £2,000 MX5, and currently insure my modified £3,000 Audi TT. Didn’t seem bothered by mods or low value.

Great bunch of people from my experience.

Maybe I just got the office idiot then. Either way I'm now with Adrian Flux on a policy that allows me to cosmetically modify the car as much as I want with no penalty or admin fees & no penalty or admin fees for performance modifications so long as their total power increase is less than 30% of the factory figures.

Meaker · 14 Feb 2021 at 22:14

Sky did mine, got me an offer that others said they would not even try to match.

BUDFORCE · 14 Feb 2021 at 22:32

LVE work for me they seem pretty flexible for modifications and are mainstream price.

Will Gill · 14 Feb 2021 at 22:37

Are you not from Ireland OP?

If so I believe insurance is totally different kettle of fish over there.

neilw · 15 Feb 2021 at 10:03

I used Greenlight. They're good on the phone and understand what you're talking about. Got a remap and added 80hp and there was no extra cost.

Shea Gallagher · 15 Feb 2021 at 10:22

Will Gill said:
Are you not from Ireland OP?

If so I believe insurance is totally different kettle of fish over there.

Hi if it’s me your asking yes Northern Ireland but it’s not that different from what I can tell online my insurance has been fairly cheap since I have started driving it’s always been under £1400 (started driving at 22)

Shea Gallagher · 15 Feb 2021 at 10:23

neilw said:
I used Greenlight. They're good on the phone and understand what you're talking about. Got a remap and added 80hp and there was no extra cost.

Hi thanks il be sure to try them, any compare sites have been £2500 up so I hope the likes of greenlight may try and match the price a bit better..