What's the plan if markets don't recover and your ISA drops in value by the time your mortgage fix ends, and the mortgage rates rise substantially (in theory)? Would you then empty your S&S ISA in to your mortgage if the rate went above 7%?
Since our youngest went to nursery and my wife picked up work again part time, I pay for more or less everything, and her wage goes more or less entirely towards savings. I put 7% in to my pension, employer does 3%. Most of our savings (except emergency fund) are about to be wiped out by a house...
Did it in five today. Got 3 extremely common letters in yellow, and then spent another 3 guesses finding 1 word out of about 5 billion possibilities