Looking at the mortgages i am considering, over a 3 year peiriod this is how it all works out.
£105k mortgage, 4.39% fixed for 3yrs, on a 25yr term
Over those 3yrs this is where the money goes:
£20,775 paid
£13,364 is interest
£7,391 is capital repayment
This is the calculator i used...