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'This time its different' You'd think after a century of boom and bust, people would have woken up to the fact that they are being played like a cheap piano .... badly. Unfortunately, as generations pass, it gets worse, and worse, and worse ..... Once a miner could go to work and support...

I'm really pleased with the non negative, long term return of putting a 10p piece under my mattress, as opposed to the 20-30 grand a year loss the average home 'investment' is making ;)

Maserati 4200 Cambiocorsa - Geometry setup and skyhook suspension adjusted - Drive by wire module fitted to speed up clutch engagement and sharpen throttle response. Porsche 996 Carerra 2 - Spark plugs and coil packs replaced - New brake discs and pads on the front - Coolant leak fixed...

In Zimbabwe they call it 'printing money' and 'hyperinflation' Over here, they call it 'quantitative easing' and FORGET (not) to mention the inflation part. The public here are by and large, taken for fools by the media. Every pound the government creates out of thin air is devaluing every...

... Cause the BBC and the Metro said so ;) Its all a bunch of lies with the sole intention of keeping the public calm and in peaceful servitude to DEBT. What there is a shortage of .... is AFFORDABLE HOUSING. When the average price is 100k and not 160k, and the average person has both a...

Amazingly, there were people on Sky News and BBC this morning reccommending investing in property and shares! Its a safer investment to bury your money in a hole in the middle of the garden these days..... AND the return is higher. The housing market bubble was born on top of a credit...

In other words you cant provide or contribute ... only consume. Women WILL lose respect very quickly if they have to take the lead in a relationship. Nature is not on your side.

How long did it take you to save your deposit? ..... I'm willing to bet that you'll lose all your deposit due to falling house prices a lot quicker than it took to save it up by scrimping, saving and being sensible (assuming you saved it). A house is no different to a luxury car right now...

Thats a childish assumption that wanting a return to sensible economics is a bad thing. Its almost like your suggesting that house price bears are either dead wrong (if prices didnt drop) or inhuman (if they do drop). You obviously are banking on property making you rich, or at least...

2009 and probably 2010 will be a continuation of 2008. Remember that in the year just passed, it was only towards the end of the year that the preverbial actually hit the fan and panic set in ... now we have doomsday for retailers coupled with mass redundancies being reported with increasing...

I wouldnt rule it out. Cutting rates to 3 then 2 percent was a dumb idea .... so doing it again doesnt seem entirely impossible since we seem to follow suit with the USA like kids playing snap.

Another sure sign that the economies of the west are completely up the spout. Low interest rates are a danger sign. Near zero interest rates mean its time to panic. Japan has had a 'lost decade' of near zero interest rates, yet nobody is borrowing or lending any money - Stalemate. ...

Buy a house, and you'll immediately have it drop in price on a monthly basis, for anything between 12-18-36+ months. This will either wipe out your entire deposit and leave you no better off than someone who rented the whole time and then bought, or it will put you in negative equity almost...

Interesting how the people who dont believe we are on the edge of something MASSIVE are usually the ones who havent lost their jobs yet. If you take a cold, hard, calculated look at the figures ... its the worst we've had since the last world war. The british consumer is doing his swan...

I have no mortgage, no more loans and no credit cards (I paid them all off recently in fear of all this happening)... .... I could say 'im alright jack' but then again if i lose my job im screwed. Likewise if my bank (Natwest) goes to the wall with tens of thousands of my company's money in...

The reason why it matters is that everything is so reliant on everything else that when a few parts drop off... everying comes down with it. Private pensions, savings and investments ... the list goes on - all tied to the stock market. Confidence in the credit markets is going to wreck an...

I think a return to the idea of deposits showing a willingness and means to actually be able to afford the purchase of a house would be a good idea.. .... restricting loans is something i was initially in favour of, although there has to be some way that people can at least scrape together...

I'm continually flabbergasted by the obsesion of some people with the idea that house prices SHOULD be high, or that this boom should somehow be 'held up' ... ... The sooner we all admit to ourselves that this was an asset boom and nothing else .... we can all get on with our lives.

If there was a guarantee that they worked then they wouldnt be selling these as 'alternative' treatments and you'd be getting them from your doctor. Some of these treatments work for people, some dont - You paid your money and took your choice. I'd chalk this one up as life experience and...

Got a Porsche 911 Carerra 2 - W Plate. Have since put a Porsche switchable electronic sports exhaust on it which i can turn on and off with a button on the dashboard. It usually stays on tho ;) Bought it with 41k on the clock, and have put about 4k on it in about 4 months. Its my daily driver...