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  1. BoyceyLDN

    Social Media Politics affecting anyone elses mood?

    Thanks for taking time to reply and nice to hear someone else is fed up with it, I think it definatly is not a fun place to be and wonder if that will come back? I sometimes want to get rid but then sometime it has its uses, i find myself spending time thinking of social media and what a toxic...
  2. BoyceyLDN

    Social Media Politics affecting anyone elses mood?

    I have noticed for the last few years social media for me has become very political and wondered if anyone else has noticed this and if so has it turned you away? Also is it here to stay or change do we now just live in a digital political world where before no one had a platform to air views...
  3. BoyceyLDN

    Looking for a thread .. did it get deleted?

    I started reading a 7 page thread at work, not sure who the poster was, was from a user who said he felt he had no achieved anything by 30. OP was about the graphics cards he had owned.. where did it go? Found peoples replies intresting.
  4. BoyceyLDN

    diet tips: willpower?

    So your only drinking water for 10 days? You will have to let us know how much weight you lose
  5. BoyceyLDN

    Friend in debt with logbook loan

    he can't from reading - https://www.stepchange.org/debt-info/logbook-loan-debt.aspx
  6. BoyceyLDN

    Friend in debt with logbook loan

    **Update** They have written to the loan company and contacted CAB over weekend, so hopefully here more this week. For the people asking why he did not sell his car - He lost his job and felt he would need a Car to commute to work in next job / In a relationship with with someone 15 miles away...
  7. BoyceyLDN

    Friend in debt with logbook loan

    Thank you for the reply, i have explained to other users giving the car over will not clear the debt. He is not panicing but obviously wants to get this resolved. Unfortunatly his credit rating is bad so can't get a loan / credit card.
  8. BoyceyLDN

    Friend in debt with logbook loan

    He lost his job and was desperate for money to pay bills, was a very stupid thing to do i agree, but then it's easy to point the finger at any situation, debt, gambling, alcohol , obesity issues etc. Like i said i have told him he's been very stupid and naive but this debt is already getting him...
  9. BoyceyLDN

    Friend in debt with logbook loan

    I am not much help.. mainly because I do not know anyone or been this stupid to get in this mess, therefore not sure of solution, i already adviced Solicitor and CAB to him.
  10. BoyceyLDN

    Friend in debt with logbook loan

    The car comes up on HPI checks belonging to Auto Advance, thus making it difficult to sell.
  11. BoyceyLDN

    Friend in debt with logbook loan

    Well the Cars value is 4k and they say they owe 8.5k so their would still be 4.5k outstanding!
  12. BoyceyLDN

    Friend in debt with logbook loan

    Not once have they e-mailed or sent a copy of the Ts+Cs of this loan, E.G the length, the APR etc etc. This company is obviously unethical and prey on the vulnerable unfortunatly.
  13. BoyceyLDN

    Friend in debt with logbook loan

    Thank you, i have already recommended that but wanted to see if anyone else has any experience by the off chance of this situation or knows anyone.
  14. BoyceyLDN

    Friend in debt with logbook loan

    Yes they transffered £3800 in exchange for his V5 log book which they are keeping hold off, he today chased for a update on his loan as he believed it must be comming to an end to receive an e-mail saying "you have borrowed 12k, currently have a balance of 8.5k and have so far paid £3.5k , if...
  15. BoyceyLDN

    Friend in debt with logbook loan

    So to keep this short and sweet, maybe one I should go to a money expert forum for but maybe someone here can help. My idiotic friend came to me and told me he took out a logbook loan around a year ago today, from a company called Auto Advance. (feel free to google them) because he lost his job...
  16. BoyceyLDN

    Cyclists - how far do you commute to work?

    How much weight did you end up losing? What was your starting weight? When did you start cycling this commute?
  17. BoyceyLDN

    Cyclists - how far do you commute to work?

    Question for any cyclists here.. how far do you commute on your bike? I am thinking of cycling to work to get fitter but it is 11 miles each way and not sure if this is abit far for someone who rarely cycles :D
  18. BoyceyLDN

    What was the most outrageous thing you did at School ?

    Never got in serious trouble, detentions for forgetting homework or being late to class that kind of thing. Use to sneak out at lunch in a hole in fence and goto sainsburys as it seemed "cool" to be escaping school for abit, quite a few people done this but i never got caught, always liked the...
  19. BoyceyLDN

    Students told not to speak Chinese in public areas

    Does the school / university have a rule that all students must speak english whilst on premisis? If so then i guess that must be respected.
  20. BoyceyLDN

    Students told not to speak Chinese in public areas

    Story lacks context, think PC and the world has gone mad seems a non-issue to me and too many people look to get upset by something nowdays, I am not sure why asking students to speak english in class is deemed a race issue personally. Also you could argue it is for security or could argue it's...
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