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lol.. yeah, it's my local airport.. I rather travel out at some stupid hour in the morning so there's never many spooners around and have a normal return time, straight into a taxi and at home in 30 mins. :D

I guess even in a pub where they have an oil painting of the Farage, you will get wierd looks if you come dressed in a bin bag with the Union flag on it.

Had Amex in the past and never used any of the additional benefits, it was cheaper getting an holiday on discount rather than using points on their site. Personally, I use the Halifax travel card as My travel credit card. The forex rates, free cash withdrawals and interest free, if you pay the...

When I think of St. George I think of Greece. I would love to be in Kos today, loads of parties, weddings and horse racing on farm yards. Apparently they do a 24 hour pilgrimage to the highest peak on the island.

I’ve messed with kodi, xmbc and a load of other stuff in the past.. never really used it afterwards. Like most stuff of this nature the time it takes in upkeep is too much. My brother brought a dodgy firestick from someone he works with and it constantly needs updating. A lot of people now a...

Not sure where you live but around here they getting rid of analog lines all together. My isp keeps trying to get me to switch to full fibre to the prem, which I keep refusing as I don’t want them drilling holes in my house till I’m ready to redecorate. The number of people in my village who...

Dude, the S&P 500 averages out at 10% increase per year, I would be happy with a 12% return for last year or any year. The US market itself, IIRC was running in the red until November when it went up to +27%. Pension funds should be invested in low volatility stocks, therefore you won’t get...

The chip market is taking a beating as super micro computers missed its reporting and went down by 25%, causing fear that the AI/chip market may not be as strong as people,expected.

Denim!!

It depends on your portfolio and the manager.. if it’s in an accumulated etf it will just buy more shares for that company so one of shares of the ETF will hold more shares in that company, if there’s a portfolio manager they may by more shares in the same company or a different company.

The difference between the markets is that the US has a majority of growth stocks, where the company re-invested their profits in themselves and the prices per share is expected to go up. The majority of the UK market are divided stocks where they give their profits to the share holders, when...

All ISAs are tax free withdraws, as you already paid the tax on them. unless you're referring to some of the bonuses like on a lifetime ISA?

my developed world and emerging market has dropped.. while my default plan has gone up.. lol... Here's to buying cheaper shares in the market trackers for the next few months..

I always say "bonjour" when hanging up...

I think they will… IDS literally have an monopoly in letters delivery and even thou the general public don’t send letters anymore, its still standard practice for many, if not all companies for many years to come. They also handle international mail and parcels from other nation’s mail...

IDS… Royal Mail.. They went up by 25% yesterday as they rejected a takeover at 320p per share. Currently at ~270 so there’s head room, the company who made the offer has until 9th may to make an official offer. For clarification, I have shares in them.

This works great if you have the funds in the bank to clear off the amount, if/when it's required.

0% on transfers or/and purchase is getting harder to find with term periods getting shorter. A few years ago, companies was offering it for 3 or 2 years period. Now it’s less companies and shorter periods. There’s a worry about kicking the can down the road with the amount owed snowballing...

£40 per month at 6.25% is it worth the effort? I would rather stick more into one that paid less apr..

Technically I have two watches on hire purchase, well 0% fixed term loans with around 5k on them left.. the cash is in the bank earning interest. I did buy my fridge freezer on 0% credit about 4 years ago but paid it off quickly as the payment site was a PITA to use and I couldn’t setup a DD...