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  1. achitophel

    Best way to transfer medium/large amounts of EUR / GBP

    I used them to move about £200k to euro for a house I was buying in Ireland 2 years ago - no problems at all, but I was moving about £20k a day, since I didn't see the point in paying bank fees for transfers. They're FCA regulated, and equivalently in a lot of other jurisdictions. Their...
  2. achitophel

    Apple Tax issues in Ireland

    That's currently just BEPS - and it's a OECD initiative rather than simply EU. I'm personally pessimistic and it assumes large scale co-operative working between countries that ordinarily compete with each other agressively for inward investment.
  3. achitophel

    Apple Tax issues in Ireland

    Place of supply rules vary between goods and services and whether supplies are B2B or B2C. Broadly, VAT is meant to be suffered in the country where the goods/services are consumed. Certainly, on phones, VAT will go to the country where the phone is sold to the consumer (unless it's part of a...
  4. achitophel

    Apple Tax issues in Ireland

    This issue is clearly too complex to be dealt with easily, but bear in mind that Member states still have complete discretion over tax rates. The Commission's position is that Ireland's actions in not enforcing its 12.5% rate with Apple amounted to a sp[ecific, special deal with Apple and...
  5. achitophel

    Brexit thread - what happens next

    Article is fatuous, possibly deliberately so. Trading with the US / China is subject to potential restrictions / quotas / disguised restrictions, all of which the WTO is intended to curtail, with varying degrees of success. Access to the single market is very different and comes with a...
  6. achitophel

    OK for a guy to wear 'Victoria Beckham sunglasses'?

    I'd vote it's not OK for anyone to wear them.
  7. achitophel

    got a third worth bothing with masters?

    As others have indicated, I think he'd struggle to get onto a graduate scheme. I'm in law, and anyone with less than a 2.1 would struggle to get an interview, below 2.2 almost no chance unless there were exceptional factors (illness etc and then you'd look at the previous years' results and A...
  8. achitophel

    £9bn inheritence

    It wouldn't matter whether they paid the income from the UK property out or not - it's UK source rental income, so taxable regardless of who receives it (unless charity / pension fund / sovereign wealth fund - none of which applies to Grosvenor). Also - read the annual report. A significant...
  9. achitophel

    Bootcamp - Bluetooth

    Thanks - at least that means that it's not just me :) I think I'll have a look at Windows 10 and see if that results in any improvement with drivers.
  10. achitophel

    Bootcamp - Bluetooth

    Am running Win7 via bootcamp on my Macbook Air early 2014. All working well with the exception of bluetooth - I can't seem to get a working driver, having hunted everywhere I can and checked the broadcom site. Anyone else have this issue and (hopefully) a fix? Real reason is I'm trying to...
  11. achitophel

    Is it harmful to boost mobile phone signals?

    I'm not aware of any medically sound peer-reviewed publications which confirm that there is actual bodily harm suffered from mobile signals. Can you please post a link if you are aware? I'm highly dubious on the health claims point. I have a Vodafone Sure Signal, which is effectively a 3G...
  12. achitophel

    38 degreees petition to introduce rent cap in London

    Presumably, people are aware the almost the first response to this would be the withdrawal of the private landlord sector almost entirely from London? These assets are fundamentally investments - at any capped rent level, they'd no longer make sense as such and the landlord would stop renting...
  13. achitophel

    Britain asked to cough up £1.9 billion to the EU

    I wouldn't be so sure - this is not a capital markets commitment, so it's not like Argentina. He could after all point out that just about all of the Eurozone countries are in constant breach of the annual deficit requirements, which doesn't seem to have directly impacted on their ability to...
  14. achitophel

    Windows 7 OEM , switching mainboard question

    Nope. A better analogy would be buying a car where as part of the contract you agreed to pay Ford a fine every time you drive above say 60 mph. It's an important distinction, since the remedy is contractual rather than part of the general body of statute law. As noted above, the EULA is a...
  15. achitophel

    Found out where the tax money goes.........

    Given the annual cost is c. £40,000 per prisoner, anything that reduces the costs without safety implications is fine by my book.
  16. achitophel

    employment advice

    Maybe, maybe not, but given it's only a 120 seconds not to find out, why make a fuss. They are clearly hacked off over the previous lateness, so can't see any advantage in antagonising them unnecessarily...
  17. achitophel

    ~£800 ultraportable: what would you do?

    On that basis, you could do what I do, and have a bootcamp configured MBP, which usually boots into Windows, unless I'm doing media editing...
  18. achitophel

    eBay and iPhone 4

    Agreed. Also bought an iPhone 4 with no problems. It's all about being sensible and remembering that, if it looks too good to be true, 95% of the time it is. The losses you can make chasing the other 5% make it a bad bet :)
  19. achitophel

    Power Balance Bracelet

    Hmm...as long as we're going for solutions with no proven effects, how about just sacraficing a chicken and examining its entrails for a clue as to how to overcome the wrist injury ;)
  20. achitophel

    Mad Bid - anyone tried it?

    Surely, if you're that good, you'd just spend the time making more money some other way?
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