6 points - increase to my insurance...

Cryfreeman · 14 Mar 2006 at 15:57

Ok phone norwich today for cover on me and my mates little track car:

Mk2 B reg XR2 fiesta
Rs turbo engine
roll cage

5 years NCB.

Chap came back with £280 which i thought was ok.Then asked him to add my juicy 6 points(bit more than 70 mr officer) on for speeding and come back with a new qoute .........

guy comes back "£280" :confused:

asked him " so 6 points has not added a single penny to my qoute?" "nope" "sign me up"

make me wonder how much he was making on the first qoute to come back with the same amount after my 6 points?

somehow doubt this will be the case for when I renew The Evo

[TW]Fox · 14 Mar 2006 at 16:00

You realise you cant use your 5 years NCB on the Fiesta as well the Evo, right?

Cryfreeman · 14 Mar 2006 at 16:04

[TW]Fox said:
You realise you cant use your 5 years NCB on the Fiesta as well the Evo, right?

No Evo on the road for a fair amount of time

still spending to much money on bits :rolleyes:

MNuTz · 14 Mar 2006 at 16:10

my g/fs brother had a 1.1 Saxo and rear ended some woman in an estate 2 weeks ago. Blamed it on ice and the sun but ive seen him driving!! :rolleyes:

Anyway, because hes so spoilt his grandad has given him a polo 1.4 thats been very well looked after and has very low mileage but its about 1-2 years older than the saxo.

Quinn Direct who he was insured with on the saxo have transferred the insurance over onto the polo and not charged him any extra. I find this highly strange due to the fact that he has just had an accident!

Cryfreeman · 14 Mar 2006 at 16:16

hmm that strange to!

expect to see me in maccy d's in me barry boy xr2 turbo soon

oh dump valve to!

Blinkz · 14 Mar 2006 at 16:25

Insurance companies are a strange lot. I was bored the other night so decided to check quotes for cars. turns out I can insure a 2003 BMW M3 for £900, was pretty impressed with that

all i need to do know is get enough for the car lol

Simon · 14 Mar 2006 at 16:33

3points put mine up 10%! 700 to 770. Was only 56 in a 40 (DualCarriageway with cones by the side of the road)

Jammy git

Cryfreeman · 14 Mar 2006 at 16:35

Simon said:
3points put mine up 10%! 700 to 770. Was only 56 in a 40 (DualCarriageway with cones by the side of the road)

Jammy git

ouch

770 seems a fair bit, what sort of post code area do you live in? or are the coupes high bracket?

Nozzer · 14 Mar 2006 at 16:36

[TW]Fox said:
You realise you cant use your 5 years NCB on the Fiesta as well the Evo, right?

Not with NUD, anyway. Get a decent broker and you can mirror the NCB no problem.

Simon · 14 Mar 2006 at 16:59

Cryfreeman said:
ouch

770 seems a fair bit, what sort of post code area do you live in? or are the coupes high bracket?

I have a Hatchback!

Both are Grp 17 though

23 and only 1 yr NCB with all mods declared so not too bad, CV9 postcode which is OK i think

Enfield · 14 Mar 2006 at 17:02

MNuTz said:
Quinn Direct who he was insured with on the saxo have transferred the insurance over onto the polo and not charged him any extra. I find this highly strange due to the fact that he has just had an accident!

That's because he still has the rest of the year to go. When it comes to renewal time he'll have to pay up.

I had the same happen to me.

Had an accident in my first car (a write-off), then got another car and price was cheaper because of the actual car, then when it came to renewal it went up by £50 for each month!

Obviously I had to re-start my NCB at the renewal.

Cryfreeman · 14 Mar 2006 at 17:38

Simon said:
I have a Hatchback! Both are Grp 17 though

23 and only 1 yr NCB with all mods declared so not too bad, CV9 postcode which is OK i think

ops yeah hatchback sorry bud! the better looking one

didnt know you where still such a young pup

HAz · 14 Mar 2006 at 17:45

FincH · 14 Mar 2006 at 17:48

Cryfreeman said:
hmm that strange to!

expect to see me in maccy d's in me barry boy xr2 turbo soon

oh dump valve to!

Look forward to it mate.

Don't forget Double Cheesburgers are now £1.19

Firestar_3x · 14 Mar 2006 at 18:00

Nozzer said:
Not with NUD, anyway. Get a decent broker and you can mirror the NCB no problem.

Any reccomendations?

Would save me a few 100 a year with having two cars now.

Nozzer · 14 Mar 2006 at 18:02

Firestar_3x said:
Any reccomendations?

Would save me a few 100 a year with having two cars now.

Get me on MSN.

Cryfreeman · 14 Mar 2006 at 18:09

FincH said:
Look forward to it mate.

Don't forget Double Cheesburgers are now £1.19

dont tempt me mate :eek:

trying to keep away from them dam deli things, god there nice

The_Dark_Side · 14 Mar 2006 at 18:12

Cryfreeman said:
guy comes back "£280" asked him " so 6 points has not added a single penny to my qoute?" "nope" "sign me up"

make me wonder how much he was making on the first qoute to come back with the same amount after my 6 points?

almost all companies ignore a speeding conviction.
many now ignore upto two of them.
a third, however, will almost certainly hike things up to an unfunny level.

TomO · 14 Mar 2006 at 18:43

with elephant last year my renewal was £1900. i then told them that i had got another 3 points, from 6 to 9. that made the quote £4400. :eek:

and, yes, i am not insured through them!