Accident

People make mistakes. You can't prosecute everyone who makes a mistake and neither should you, and you can't expend a massive amount of time, effort and money ascertaining whether it was a mistake or willfully stupid driving.

His insurance will cover everything.
 
That's why RTA is no longer used, it's RTI (incident).

I hate this.

Do they think people wreck theirs/other people's cars and kill/injure people on purpose?? :rolleyes:

People make mistakes, wrong decsions, misjudgents. It's called an accident. Deal with it :)
 
If the police decide to charge and prosecute him they will, my brother went into the back of someone who suddenly braked behind another sudden braker and no police attended the accident but a week later he got a letter saying they are prosecuting him for "driving without due care and attention" and to send his licence off witha plead of guilty or not, he things that just the simple fact he must have been travelling to close to the car in front to stop in time proves he was driving without due care and attention so he pleaded guilty and is awaiting sentacing.

No idea what makes the police decide wether to prosecute or not, there must be loads of rear enders that don't get prosecuted. i hope its not because he is young (23).
 
if some one rammed into the back of him, then definitely let his insurance deal with it. he will get his excess back.

Pointless when you don't have to lose any excess and NCB if the policy is up for renewal if you just process it through the other guys insurance or a 3rd party.
 
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