Admiral 10 Month Bonus Accelerators

[Basher]

Why?

It isnt cheaper - it only looks cheaper as you are paying for 10 months not 12.

To get NCB faster, obviously.

 

[Skeeter]

I wonder what happens when you get more years NCB than you have been driving for?

 

[DRZ]

I wonder what happens when you get more years NCB than you have been driving for?

Given that most places cap out at 5 years regardless of how many actual years you have been claim-free you've got no chance of this happening with a 10 month accelerator policy.

 

[Kenai]

I wonder what happens when you get more years NCB than you have been driving for?

I never had a problem with the 10 month policies as I didn't get a car until 6 months after passing my test so never encountered this, however my sister used the same 10 month policies immediately after passing but now if she tries to quote with various companies and comparison sites online they just refuse to let you enter a NCB that is longer than your license held period, which is a pain in the **** really.

 

[Clarkson]

I am going to use the 10 month option with admiral as well I think. Extra £2 per month, not really much extra considering an extra year ncb makes some difference due to my age and having an mx5 (not massive power I know but still ).

 

[Hxc]

Years driving is worth much more than NCB in an increasing number of cases it seems, I'd go with the 12 month.

 

[Trifid]

He will accumulate NCB faster though, i would bet that the cumulative premium will be cheaper if he accelerates up to 4-5 years NCB using 10 monthers.

For my first 2 years it was cheaper to do 10 months 0 no claims and 2 months with 1 then buy 12 months with 0 NCB etc. After this it made worse financial sense for me/