After some advice...

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i borrowed the money from a friend. Paid off the finance, sold the car privately for £8500 next day. Used the money to pay off the existing loan and took out a new loan which has low repayments, paid back the friend and have £5500 left over for a second hand car and money in the bank.

Buying a car for £2,800.00 and will keep the rest and aim to pay back the loan sooner rather than later.
 
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