Amazon stop accepting Visa Credit cards from 19th Jan 22??!

Caporegime
Joined
17 Oct 2002
Posts
25,519
Location
Lancs/London
Brilliant, took out a MC to handle this which I now didn't need to do, hard credit search etc. ******* Amazon.

At least I got £20 out of them :p
 
Soldato
Joined
17 Jan 2016
Posts
6,636
It sounds like Amazon was trying to pull a swift one. I don't believe Visa was unreasonable, mainly because their industry rivals didn't think they were either.
 
Soldato
Joined
21 Jan 2008
Posts
8,267
Location
England
Brilliant, took out a MC to handle this which I now didn't need to do, hard credit search etc. ******* Amazon.

At least I got £20 out of them :p

Taking on MC was exactly what Amazon wanted so I assume the starred out word is "Darling".
 
Soldato
Joined
20 Oct 2002
Posts
15,341
Location
London
Brilliant, took out a MC to handle this which I now didn't need to do, hard credit search etc. ******* Amazon.

At least I got £20 out of them :p
I'd love to see the stats on how many new Amazon cards were taken up because of this. I'm sure we wont though.

It's a sad state of affairs when one company so blatantly bullies another in a public spat, whilst pressuring the general public to bend to their will on a blatant lie - to take out their own credit card. I knew Amazon are a stern company to deal with but this was a step too far really.
 
Associate
Joined
1 Jul 2008
Posts
2,157
Location
Birmingham
I'd love to see the stats on how many new Amazon cards were taken up because of this. I'm sure we wont though.

It's a sad state of affairs when one company so blatantly bullies another in a public spat, whilst pressuring the general public to bend to their will on a blatant lie - to take out their own credit card. I knew Amazon are a stern company to deal with but this was a step too far really.

It was likely commercially based decision, by the sounds of it - it likely worked. The fact that you took out a card or anyone else did, has nothing to do with this decision.

There is plenty of ways to buy items from Amazon, be that Credit or Debit cards (the A to Z seller protection is very in favour of buyers these days), personally I use my Amex. It's a bit silly to suggest you were "lied to to take out their MC" or "pressured the pubic". God knows what happens when you see an advert on TV :D
 
Last edited:
Soldato
Joined
15 Aug 2005
Posts
22,244
Location
Glasgow
Brilliant, took out a MC to handle this which I now didn't need to do, hard credit search etc. ******* Amazon.

At least I got £20 out of them :p

It was fairly obvious this was going to happen though. Despite all the notifications and emails I didn't update my payment details and, surprise surprise, I didn't need to.
 

Pez

Pez

Soldato
Joined
20 Oct 2002
Posts
4,976
Location
Warwickshire
I happily took the £20 and looked for a replacement for my old Barclaycard Visa… got a longer 0% period & better rate.
 
Soldato
Joined
20 Oct 2002
Posts
15,341
Location
London
God knows what happens when you see an advert on TV
Um, I was quoting another poster. I never took out another card nor did I ever intend to.

I'd flagged from the start that this was bully boy tactics from Amazon with regards to getting people to sign up for their MC. The reversal here shows I was correct all along.
 
Soldato
Joined
5 Mar 2010
Posts
10,229
It sounds like Amazon was trying to pull a swift one. I don't believe Visa was unreasonable, mainly because their industry rivals didn't think they were either.

I don't know, their suggested fee increase was pretty steep considering. Also when you consider MC/Amex weren't increasing fee's at the same time, and it's not like Visa is small game that needed to increase the fee because they needed the money.

I suspect Amazon probably got them to agree the same rates, or only slightly increased. Either way they were obviously happy with the compromise to back down from the change.
 
Soldato
Joined
17 Jan 2016
Posts
6,636
I'm surprised Amazon don't promote their own card more.

The only time I see it advertised is at the check out telling me how much money off I'd get if I used their card.
 
Associate
Joined
3 Feb 2004
Posts
721
21.9% APR. Amazon have your interest at heart :( Crazy as some people will not be paying this off monthly.
 
Soldato
Joined
20 Oct 2004
Posts
12,867
Location
Nottingham
Brilliant, took out a MC to handle this which I now didn't need to do, hard credit search etc. ******* Amazon.

At least I got £20 out of them :p

Same, although we already had a Lloyds MC so we just switched over (we were going to anyway for ease of management) and they gave us £20.
 
Soldato
Joined
27 Feb 2015
Posts
9,456
I have a few things on buy now pay later linked to visa credit card as well as monthly amazon prime, I kept the visa credit card as the payment card, I expect I was one of many people doing the same.

If amazon went ahead they would have created massive issues for themselves, legally people may have even been freed from obligations to make BNPL payments, so this was always going to happen I felt.
 
Soldato
Joined
9 Mar 2003
Posts
10,619
I doubt they would be free from their buy now pay later obligations. They will still owe the money at the end of the day. It’s highly unlikely that paying by visa credit was a contractual term. Headaches chasing payments, yes, but people suddenly be free from their debts.
 
Top Bottom