Angry about insurance claim

Lil old me · 18 Jan 2007 at 16:12

Around christmas time I had a little bump with another car. Entirely my fault, they were turning right and I didnt see until it was too late. However the part of the road we were on was a very tight bend so I was going very slowly. When we examined the cars my front number plate was cracked and had fallen off on one side and their car was free from any damage except a tiny scratch on the bumper which may or may not have been there in the first place.

We exchanged details and the woman told me she'd call me once she'd got the damage assessed.

Today I get a phone call from my insurance saying shes gone straight to her company and theres nothing i can do to settle outside. Now im really disappointed about this, yes it was her right to do this but she said she'd settle outside. The most I can see myself having to pay for would be a new bumper on her car but now ive lost my protective cover and another crash will mean my premium goes through the roof. meh not happy

Berger · 18 Jan 2007 at 16:16

Deny it ever happened, will then go 50/50. :eek:

But yeah, that sucks

Lil old me · 18 Jan 2007 at 17:37

I think its too late for that. However when i said to my insurance company that there was hardly any damage to either car they said they'd monitor it as some people use a little accident to cover a bigger one. Anything more than a claim for a new bumper and its going to get nasty. How much damage can you do going at 5mph anyway when i hit the bumper at an angle?!

Burned_Alive · 18 Jan 2007 at 17:48

How is there nothing you can do about it? Even if it still goes through her insurance company you can still pay for the repair and if your insurance company are any good they will pay for it first and then you can pay them back without any penalty. This is what endsleigh did for me.