Anyone else feel like they have spent way too much?

Since our mortgage is paid and I'm extremely tight, I've saved up quite a considerable amount of money over the past 10-15 years or so, simply by not buying new teles every year, not swapping cars every year and not wasting money on tat, clothes or whatever.

Of course the odd treat now and again but nowt bank-breaking.
 
Those all sound like quite reasonable purchases. If you'd told as you had blown £4k on booze, drugs, gambling, interest on a 40% APR loan or similar then we might agree you had wasted the money.

By all means save but there's no need to be a scrooge. You can't take it with you!
 
4-5k? Lord, how I wish. This year alone I've spent around 36k on the house. Granted, it's not a waste, but I'd rather have taken that money, 3 months off work and travelled around the world.
 
we have actually cut back on holiday spending thsi year but still spent over £12k :eek:

car costs have run at well over £15k too :(
 
I think my biggest expenditure this year was going to watch the F1, which was £250 ish.
 
Not even gonna look. In all honesty the fact that in the last 12 months we moved into our first house, did it all up, got cats , bought appliances etc etc and I still managed to save £2500 is a miracle.
 
My biggest expense was spending £2000 on a trip to Italy for 5 weeks (inc. flights, travel, food, everything). Totally worth it.

Otherwise don't think I've spent too much... maybe £200-300 on clothes and shoes.

Alcohol and food are my biggest expenses.
 
Not in the slightest, in fact I'd go as far to say I've spent far too little.

Feeling rather smug in one way as I cannot think of anything I've spent money on this year at all.
The only thing I can think of is a car I bought parts for to repair but then sold it for double what it cost to repair, so that doesn't count.

Erm I'm struggling
fuel in the car circa £20 a week :o
heater matrix for it too ooh £25 quid. LOL

On the flip side of that life has been pretty dismal. Eat, sleep, work, read OCUK, eat, sleep, work.. rinse and repeat.
 
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think earnings/income should play relevance in this

some guy could have spent all of his last grand and some guy whos well off says i just spend 91 million on a boat :D
 
Around £12-12.3K

Car, Driving lessons, Insurance (Was expensive as first time driver, am only 18 you see)
Car repairs :D (Stupid kerbs)
Music collection
Petrol
Hellfest/Bands live

Now time to start saving for next years car insurance! Was 3.2k for first year (Crappy postcode/age)
Maybe next years insurance will be something like 2k? Would insurance company be able to give a rough quote a year in advance?
 
Same here, I've spent wayy too much in the past few months. Nights out, technology, various other things. Ah well, you only live once :/ I have no outgoings and half my wages go into a savings account so I tend to spend the rest without second thought.
 
i feel like i waste money when i spend it on myself or i buy something for myself (even when i buy a 20 quid xbox game it feels like a spend "too much"). but i do have 1200 outgoings without fail every month :) not to mention burning gas for the winter which is an added cost now. plus two kids. which are damn expensive :p and a mrs who doesn't work yet (the kids are only 3 months and 2 and a half years)
 
Scubascorpion said:
Not in the slightest, in fact I'd go as far to say I've spent far too little.

Feeling rather smug in one way as I cannot think of anything I've spent money on this year at all.
The only thing I can think of is a car I bought parts for to repair but then sold it for double what it cost to repair, so that doesn't count.

Erm I'm struggling
fuel in the car circa £20 a week :o
heater matrix for it too ooh £25 quid. LOL

On the flip side of that life has been pretty dismal. Eat, sleep, work, read OCUK, eat, sleep, work.. rinse and repeat.
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Sounds like my life, dismal is the right word:(
 
[TW]Fox;18025663 said:
That makes you feel smug? That you've done nothing at all all year that required spending any money? Sounds a bit dull to me, surely you've done something?!
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I actually can't think of anything.
May be I have, but it's not coming to me.
Yes it is very very dull, I did mention that.
As you know my money situation of past, you might see that this is the first year of me having money that I don't owe anyone, so I have actually specifically gone overboard with NOT spending anything.
It's quite refreshing to not have bills constantly piling through the door and worrying how to juggle payments to everyone to keep them all off my back.
Also to "make a future" for myself I'm going to need a decent pot of it, so while I can, I have been squirrelling it away.
Is that such a bad thing?
I can fully understand comments like "You can't take it with you and "you might step in front of a bus tomorrow", but then if I manage to dodge the buses and live to 90+ then I would like to be able to afford a pot to **** in. :D
 
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