Am I a bad person, or is this a tale of karma?
I had some issues with a neighbour at my old neighbourhood who would frequently have visitors or family park their car over my driveway. One day I came home from work and the driveway was blocked by his daughter's car, so I asked him and her if they could move the car so I could park in my house. He and his older son's and daughter got abusive and refused to move the car, so I had to park on the kerb in front of the house. Unfortunately a stolen car came down the street being chased by the police, mounted the kerb and totalled my car. I had to claim from my own insurance and it cost me a few grand on higher premiums over the next few years. The only solace I got was that the impact from the stolen car shunted my car into the neighbour's daughter's, car causing it significant damage. They even threatened to claim off my insurance but didn't have a leg to stand on really.
A few years later the neighbour was on holiday and their house was empty. On my way home from the pub in the early hours, I noticed a couple of men climbing through a side window into the neighbours house. Immediately I thought, better phone the police because this is obviously a break in. Then I remembered what a bunch of hateful morons these neighbours were and how much they cost me, so I just shrugged and thought "knock yourselves out guys". It seems the burglars took a load of stuff including TVs, jewellery, gaming consoles, money and the keys to one of their cars to drive it all away in. I even watched them from my window as they loaded the car up before they made off with it all. When the neighbours came home, they obviously phoned the police about the break in and the police went around all the neighbours asking if we saw anything. I made a statement saying I didn't see anything but that I had noticed there was a window left open they maybe got in through. The police officer even remarked how that explains why there was no sign of forced entry.
I have no idea if me saying that invalidated any insurance claim but I console myself with the thought that it did and enjoy the sweet taste of revenge. I moved out a few years later and yes, it was a very bad neighbourhood in West Belfast, so I am well out of it. I now live in a house with a very large driveway and parking that can fit 3-4 cars and have very friendly and decent neighbours.