Anyone managed to insure their headset?

chef-borjan · 25 Apr 2016 at 13:08

Sadly, my multi gadget insurance doesn't have VR headsets on the list... so can't add it to my policy.

Renting at the moment and so don't have any home owners...

Options? Hopefully nothing will happen to it but I'll be gutted..

danoliver1 · 25 Apr 2016 at 13:29

You must have contents insurance? Would it not cone under accidental damage?

GBRusty · 25 Apr 2016 at 13:44

Not everyone has accidental damage cover. It's quite expensive.
Never worried about gadget insurance before as I would claim under my normal contents

GAM8LE · 25 Apr 2016 at 14:28

Where do you get your cover from at the moment?

I am renting and have contents insurance which includes accidental damage for £12 a month (2nd year £5 reduction)

It covers my whole rig and peripherals, projector and so on. I had the problem where projector wasn't in the drop down list but I was able to add it as an "other" item.

andybird123 · 25 Apr 2016 at 14:52

You're renting so you have no insurance at all?
That's a really bad idea. Landlord's insurance will only cover his stuff, and even then if you damage it he will try to take it out of your deposit before hitting his insurance.

You should always have your own insurance even when renting.

GBRusty · 25 Apr 2016 at 15:31

-Gamble- said:
Where do you get your cover from at the moment?

I am renting and have contents insurance which includes accidental damage for £12 a month (2nd year £5 reduction

Maybe I'm misremembering. I think I'm with legal and general as they were the cheapest all round.

But either way, I agree that if you have expensive items or not and renting, get it all insured.

chef-borjan · 25 Apr 2016 at 16:05

I have gadget insurance, it covers all the things that are actually important/precious to me, but it won't allow me to add on a VR headset.

I'll look into contents insurance though, thanks.

GAM8LE · 25 Apr 2016 at 16:18

GBRusty said:
Maybe I'm misremembering. I think I'm with legal and general as they were the cheapest all round.

But either way, I agree that if you have expensive items or not and renting, get it all insured.

I am with legal and general at the moment

chef-borjan said:
I have gadget insurance, it covers all the things that are actually important/precious to me, but it won't allow me to add on a VR headset.

I'll look into contents insurance though, thanks.

It is probably too new to be included. Can you not ring them instead of doing it online? Or was that a result of a phonecall?

Most places should have an other category

chef-borjan · 25 Apr 2016 at 17:23

-Gamble- said:
I am with legal and general at the moment

It is probably too new to be included. Can you not ring them instead of doing it online? Or was that a result of a phonecall?

Most places should have an other category

I rang them up specifically to ask about it, the woman went off to check and said no unfortunately.