I feel such a prat.
Waiting at a roundabout the other day, heavy traffic and there's a woman in front of me. Gap appears on roundabout, I start moving forward expecting her to do the same and as I turn my head to face the front I find that she has hesitated and stopped. Bumped the back of her car at walking pace. Very little damage to her car, a wee Hyundai. My auld commuting hack, Calibra came off worst:-
Anyway, we exchanged details etc and the insurance Co's process has started. Since I only ever used the Cally for commuting when the bike is tucked up, I was only TPF&T. Bump was my fault entirely so she is doing the claiming, obviously.
What I wondered was, how much Full NCB will I loose?. Any ideas?. I've not spoken to Direct Line on the phone since it first happened and I forgot to ask at that point. Since then I've just sent letters out to them and I know I could pick up the phone and ask them about it, but I thought I would ask here anyway, in case someone has been in a similar situation recently.
I've heard that theres a possibility that I wont loose the whole of my NCB, possibly only part of it?.
First *bump* in a car in 17 years of driving, for me. Absolutely gutted.
Waiting at a roundabout the other day, heavy traffic and there's a woman in front of me. Gap appears on roundabout, I start moving forward expecting her to do the same and as I turn my head to face the front I find that she has hesitated and stopped. Bumped the back of her car at walking pace. Very little damage to her car, a wee Hyundai. My auld commuting hack, Calibra came off worst:-

Anyway, we exchanged details etc and the insurance Co's process has started. Since I only ever used the Cally for commuting when the bike is tucked up, I was only TPF&T. Bump was my fault entirely so she is doing the claiming, obviously.
What I wondered was, how much Full NCB will I loose?. Any ideas?. I've not spoken to Direct Line on the phone since it first happened and I forgot to ask at that point. Since then I've just sent letters out to them and I know I could pick up the phone and ask them about it, but I thought I would ask here anyway, in case someone has been in a similar situation recently.
I've heard that theres a possibility that I wont loose the whole of my NCB, possibly only part of it?.
First *bump* in a car in 17 years of driving, for me. Absolutely gutted.
