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Are Muslims allowed student loans?

Discussion in 'General Discussion' started by lunar, Aug 20, 2018.

  1. LuckyBenski

    Mobster

    Joined: Dec 28, 2017

    Posts: 4,509

    Location: London

    To be fair, and my tongue is firmly in my cheek here, if she never has to pay her loan back she'll never pay interest. Is the policy against owing interest or just paying it?

    When did OP say they were super into their faith?

    Plenty of Muslims are more/less relaxed about their faith and culture than people assume, just like other religions. As an atheist I assumed all Christians were super devout and rigid but was surprised, as an adult, to find they're just normal people! Some smoke, some drink, some swear, some cheat on their partners.
     
  2. RDM

    Capodecina

    Joined: Feb 1, 2007

    Posts: 20,473

    School will have probably explained the student loan system but applying is down to the student.

    Your daughter has a choice, either put aside her beliefs for the sake of her education, not go to university or find an Islamic loan that will cost more but uses the words "fee" instead of "interest" and so God doesn't mind.
     
  3. =XDC=FluphyBunny

    Mobster

    Joined: Feb 16, 2010

    Posts: 4,605

    Location: North East England

    I like how the OP's daughter is a 'devout' Muslim, while the OP is just a 'Muslim'.

    When a religion is at the point of using semantics to side step the word of their god surely its time to take a step back and rethink your beliefs (I apply this to all religions).
     
  4. lunar

    Gangster

    Joined: Jul 18, 2015

    Posts: 353

    Location: London

    Apparently, interest is incurred on the loan at a monthly term from when you commence tge course.
    If you do a 4 year course and do not pay any of the student loan back in that time then the interest would have accumulated. I think compound interest applies.
    Don't forget, it's not just £9250 x 4, but also if you live away from home you can get an extra £4500 x4 for living expenses. That amounts to £55,000. I cannot recall the equation for compound interest, but I am sure it's not going to look pretty!
    If you study in London and not in the halls of residence and away from home, this amount is still not enough.
     
  5. JoeF1

    Mobster

    Joined: Jun 12, 2012

    Posts: 3,923

    Location: West Yorkshire

    Potentially not going to university because its against their faith to get a student loan with interest, in my eyes is 'pretty into their faith'. Wouldn't you agree?
     
  6. LuckyBenski

    Mobster

    Joined: Dec 28, 2017

    Posts: 4,509

    Location: London

    OP is not OP's daughter.
     
  7. steve_c

    Wise Guy

    Joined: Jan 3, 2005

    Posts: 1,127

    Sometimes I really do wonder which millennia we are living in.
     
  8. JoeF1

    Mobster

    Joined: Jun 12, 2012

    Posts: 3,923

    Location: West Yorkshire

    Stop splitting hairs. You know what i meant.
     
  9. LuckyBenski

    Mobster

    Joined: Dec 28, 2017

    Posts: 4,509

    Location: London

    I really don't, I took "if you're really into your religion" to be referring to Lunar. :)
     
  10. danielanthony

    Wise Guy

    Joined: Sep 22, 2007

    Posts: 2,060

    Location: Abingdon

    Why? GD is full of insightful religious threads.
     
  11. GravyMonster

    Capodecina

    Joined: Oct 18, 2002

    Posts: 14,175

    Location: The land of milk & beans

    Well then you need to work on your context clues.
     
  12. Maccy

    Commissario

    Joined: Nov 23, 2004

    Posts: 36,610

    Location: Herts

    Insightful?!
     
  13. Caracus2k

    Soldato

    Joined: Jan 27, 2009

    Posts: 5,337

  14. peterwalkley

    Mobster

    Joined: Feb 23, 2009

    Posts: 3,535

    Location: South Wirral

    Suspect he meant full of incitement :)
     
  15. Terminal_Boy

    Sgarrista

    Joined: Apr 13, 2013

    Posts: 8,057

    Location: La France

    If God's ****** off by someone taking out a load, he/she/they/them/attack helicopter is going to be ******* ******* ************ furious with me.
     
  16. Yas786

    Caporegime

    Joined: Oct 18, 2002

    Posts: 47,693

    Location: All over the world...

    You wot m8?? A load of what of exactly?? :confused:
     
  17. -UnderClocker-

    Gangster

    Joined: May 14, 2018

    Posts: 132

    Location: Wuhan

    She should get the loan. If God is real, God will forgive her surely? I mean sure, she is as far a she knows, knowingly betraying her religion. But on the other hand, it's not like she is committing murder. If this is a serious concern then as someone else suggested, you should probably consult a local Imam. They'll know better then us.
     
  18. lunar

    Gangster

    Joined: Jul 18, 2015

    Posts: 353

    Location: London

     
  19. Terminal_Boy

    Sgarrista

    Joined: Apr 13, 2013

    Posts: 8,057

    Location: La France

    Loan. I was channelling my inner Harry "Loadsa Money" Enfield.
     
  20. Caracus2k

    Soldato

    Joined: Jan 27, 2009

    Posts: 5,337

    Glad to confirm that we have established that the Quran is internally inconsistent rather undermining its claims to be the last, final, perfect word of God.