Average waiting times?

[[TW]Fox]

the car cant be worth less than the finance at the end because of the guarenteed future Value they do in PCP deals, I find it a great way of getting a great car e.g my Mazda 3 Sport 0% finance for 3 years with a 50% deposit at the end of it I can just give it back, or get another mazda or pay the £5k offf and keep it , I always finance my cars this way

That's all very well - IF you keep the car for the 3 years. I'm guessing you a stable family man - you can plan for the future, you know where you are. So, it's probably no big deal for you to comitt to retaining a car for 3 years.

But if you try and get out early, before 50% of the finance has been paid at least, you'll find you owe a lot more than the car is actually worth especially on something like an Astra. This guy is just 18 - a lot changes around that time of your life and still does, I'm not much older than him myself.

who wants to own a car anyway it just loses money just ge ta new one every 3 years it keeps you in warranty and MOT headache free

must have us want to own a car - it gives you something thats yours, your pride and joy, your peice of metal to do with as you pleased, something you worked hard for an owned, not something you are effectivly just renting.

, imo 2nd hand is pointless cos I know nothing about whats good and whats dodgy

Thats what the manufacturers approved used schemes are for.

Whilst I'm not recommending this particular car (Isn't it sad I now feel I have to say this when I give an example on this forum), the 530d my Dad has cost the same as this Astra and despite being used, came with a completely comprehensive BMW main dealer warranty that covered absolutely everything just as the new car warranty does.

Plus some other poor bugger had lost the initial £15,000 on it.

 

[wassap]

I think you guys are being a touch unfair on the Astra, its actually a ver accomplished apart from the fugly centre console its every bit as good as a focus, it looks a little better, and handles just aswell in in std guise.

But 15k on an astra is pure madness, can you not get it from a broker, vauxhalls are normally very well discounted.

Oh and a pcp on the astra or any ford/vx is pointless, the discounts available on these negate any benefit of a pcp, it is however a different matter if you are looking at a vw or audi, as their residuals are superb.

 

[Scrutinize]

I think you guys are being a touch unfair on the Astra, its actually a ver accomplished apart from the fugly centre console its every bit as good as a focus, it looks a little better, and handles just aswell in in std guise.

But 15k on an astra is pure madness, can you not get it from a broker, vauxhalls are normally very well discounted.

Oh and a pcp on the astra or any ford/vx is pointless, the discounts available on these negate any benefit of a pcp, it is however a different matter if you are looking at a vw or audi, as their residuals are superb.

Totally agree it is a good car. And for 15k there are a wealth of nearly new cars that leave it standing. Off the top of my head, a Mazda 6 for example is a great car, more toys, better spec, better performance same insurance, 6 month old with 2,000 miles would get you a top of the range petrol or diesel (not mps).

If you are going to buy an astra please buy an exdemo.

 

[Kamerad]

Phate please take the advice from the guys in this thread. I see people posting all the time getting defensive when people give advice that they don't want to hear, people like you who have already made their mind up and won't listen to anyone. I changed car last May to a 4 year old Mondeo and its lost about 1.5k in depreciation already and I am now incredibly bored of the car. However I have no finance on the car so I can save up for something I would like better. If I knew I would be stuck with a car I was bored of for another 4 years due to a finance agreement I would be pretty depressed.