Bank account fraud.

fozzy

fozzy

fozzy

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Joined
28 Sep 2004
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623
Location
Sunny blackburn
I work nights and was awoken this afternoon with a call from my bank. I was still half asleep and the lady stated she was from Llyods TSB payment verification department. She then proceeded to ask if it was ok to answer a few questions about my account, although I would have to answer several security questions first. At this point I said If it was important I would ring the bank my self as I was still half asleep, she said it was ok and then gave me a reference number.

I had a bru, wake up, then ring the bank. Somebody has tried take £5000 from my account via telephone banking (which I never use) The reference being "John Bloom Art Productions" The bank being suspicious, blocked this and didn't allow it to take place. They don't really know how they've got my details, only fact they do know is, that it was from the Netherlands and was asked for in Euro's.

I do have online banking/paypal etc, etc. I use Nod32 all up to date, and I'm very careful with E-mail. She mentioned papered bank statements, which I do receive, but these are stored away in a folder up stairs. I do occasionally get rid of them, but I burn them on the log burner.

So, how did they get all of my details? They had my account/sort code, they also had my birth date, they even had my last address, which was ten years old. Has anybody had any previous experience of this sort of thing?
 
Hmm, weird. Unless it was someone from your work? That may have access to them details, or any old letters still going to a place you've rented out long ago?
 
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Do you have a T-mobile contract....

I hear you can get any details you want from staff there ;) for a price ofc
 
fozzy said:
I do hope you're pulling my chain? I do have two T-mobile contracts.
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Uh ohhhhhhhhhh..... spahettioooooooooooooooooooo

There was a news paper article last week where T-mobile staff were selling peoples details on the sly for some extra dosh...

That is possibly how some one else got your details, and it kind of fits the bill as mobile companies like to know where you have lived and how long and your bank details.


Edit: Bah beaten to the link.... see above
 
Wow, if someone really did get your details for T-Mobile, you need to have a serious talk with them!
 
From what I remember reading of the T-Mobile stuff, the people selling details were selling them to other operators, people coming up to the end of their contract so T-Mobile could cold call them and offer them better deals.
 
Camelpaw said:
Wow, if someone really did get your details for T-Mobile, you need to have a serious talk with them!
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A serious talk through a letter sent by a solicitor.

Seriously. If this guys details got to the scammers via the T-Mobile screwups i'd be law suit angry.
 
G|mp said:
From what I remember reading of the T-Mobile stuff, the people selling details were selling them to other operators, people coming up to the end of their contract so T-Mobile could cold call them and offer them better deals.
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Yeah, I've just read the article properly. This appears to be what they have done, not sure if a few rogue ones slipped through the net though. I really can't think of any other way at the moment though. :confused:
 
fozzy said:
Yeah, I've just read the article properly. This appears to be what they have done, not sure if a few rogue ones slipped through the net though. I really can't think of any other way at the moment though. :confused:
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The article might not tell the whole story....

Yes they "only" sold info to other opperators, but that is only what investigators have found out thus far, who knows what was being diddled on the inside.....

I hope it wasnt T-mobile as if they are doing it then it is possible others might be....
 
Your account details become public domain when you issue a cheque, sign a Direct Debit mandate or use a debit card with your details on it. These people are professionals; it's what they do for a living and are good at it. Don't worry about it, they won't other again in all probability, they will move on to the next one on their list.

Your date of birth is easy enough found and birth records will indicate your mother's maiden name and the town you were born in. Any number of pieces of malware are written every sigle day to mine data etc. If you are really worries, LTSB will open you a new account with different details.
 
That's what the person on the phone at TSB said. She mentioned the fact that the people behind this were proffesionals and would have already moved on to the next person on the list. It really left me scratching my head though, wondering if i'd been a total pleboid somewhere along the line.
 
In April I had a huge run in with Lloyds. I had over £3k sent to 2 different accounts within the country, fortunately the bank gave me my money back however they failed me majorly in other departments.

Basically these fraud people where allowed to change my address on all Lloyds TSB's systems TWICE within the same day for two different parts of the country. They where also allowed to change my phonebank account name and secret code, something of which there is no way in hell they would have known beforehand. And not only all this, but after me STRESSING to the fraud people over the phone and having them repeat and confirm to me the address they where sending my new debit card too, they ended up sending my new card to the fraud address. As you can imagine I went nuts. I made a thread about it awhile ago.

However the story is not over! I ended up opening up another account with Natwest and have been using that as my main since, however due to my complaints and investigations still ongoing at the time with Lloyds I left my TSB account active and left some money in it.

Over the next few months I was paid money into that account that I had forgotten to change with the company, so eventually I had just over £800 sitting in there. At the time I thought "surely its fine leaving it there with all the security flags on my account" (stupid of me I know) yet I was contacted last week by Lloyds fraud department. I phoned them back and find that apparently someone has tried to make 3 transactions with my card. 1 in a furniture shop for £800, another for ticketmaster for £300 and another to somewhere I forget for £200 something. Fortunately only the £200 transaction went through but I can you believe that?

I dont think words can accurately describe my utter astonishment at whats been happening. I'm truly baffled and Lloyds are nothing but a pathetic joke and I implore all to stay away unless absolutely necessary. My money would be safer left in a ditch in my garden.
 
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