Bank Transfers
- Thread starter topher
- Start date
You can't really get the money back through the bank, once it's finished and credited into the other person's account. Depending on the value, you could possibly involve the police, or if you have the other person's details, then file a Small Claims Court case online.
But basically, don't expect the bank to be able to give you back the money straight away. Their only responsibility in this case was getting the money to the destination you asked for - they won't be really interested about what the payment was for, or whether you received the goods or not!
But basically, don't expect the bank to be able to give you back the money straight away. Their only responsibility in this case was getting the money to the destination you asked for - they won't be really interested about what the payment was for, or whether you received the goods or not!
You can't really get the money back through the bank, once it's finished and credited into the other person's account. Depending on the value, you could possibly involve the police, or if you have the other person's details, then file a Small Claims Court case online.
But basically, don't expect the bank to be able to give you back the money straight away. Their only responsibility in this case was getting the money to the destination you asked for - they won't be really interested about what the payment was for, or whether you received the goods or not!
Small Claims Court case online, would that involve spending even more money? and I am guessing you still might not get the money back for the missing goods.
Have a look at http://www.moneyclaim.gov.uk/ when the website is back online... I think there might be a lower/no charge if the value of the claim is below a certain amount.
Also, this is no different from filing a case through the normal way, i.e. there is no guarantee of anything. That's why you have to think about whether this person can, and will, pay up when there is a judgement against them.
Also, this is no different from filing a case through the normal way, i.e. there is no guarantee of anything. That's why you have to think about whether this person can, and will, pay up when there is a judgement against them.
