Hi there,
I'm currently in the process of buying a house with my girlfriend. I'll be the main mortgage payer as I earn over double her wage. Consequently mortgage protection is pretty crucial for me.
I went through an IFA to get insurance through Legal & General, however they have turned me down on medical grounds having received my details from my Doctor.
I really can't understand why I've been turned down. I've had a few problems in the last couple of years, however I'm a generally healthy 24 year old.
I've not had cancer, have no life threatening diseases, and am not overweight. I also haven't had a day off sick in more than three years.
I have had a few issues with my health in the past - Tinnitus, Neuralgia and Depression and Anxiety but nothing more.
I'll be contacting Legal & General tomorrow. Some muppet has obviously decided that Tinnitus and Neuralgia are potentially fatal illnesses.
Has this happened to anyone else and will it affect my mortgage?
Cheers
HaX
I'm currently in the process of buying a house with my girlfriend. I'll be the main mortgage payer as I earn over double her wage. Consequently mortgage protection is pretty crucial for me.
I went through an IFA to get insurance through Legal & General, however they have turned me down on medical grounds having received my details from my Doctor.
I really can't understand why I've been turned down. I've had a few problems in the last couple of years, however I'm a generally healthy 24 year old.
I've not had cancer, have no life threatening diseases, and am not overweight. I also haven't had a day off sick in more than three years.
I have had a few issues with my health in the past - Tinnitus, Neuralgia and Depression and Anxiety but nothing more.
I'll be contacting Legal & General tomorrow. Some muppet has obviously decided that Tinnitus and Neuralgia are potentially fatal illnesses.
Has this happened to anyone else and will it affect my mortgage?
Cheers
HaX