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- Joined
- 18 Jul 2006
- Posts
- 1,222
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- Frodsham
Yesterday on the way home from work a women bumped into me on a round about. There is a couple of things i am not sure about and worrying about so after the collective knowledge and advice of OcUk.
First what happened, it's a busy round about above the M56 with slip roads to join it in both direction, i entered one junction away from the m56 entry and i was going to the one after it, the women was on the junction next the m56 slip road. She was on the right (coming from a two lane duel carriage way) and the car on her left was in a filter lane for the motorway slip road, that car cut her up and forced her into the middle lane on the 3 lane round about. While this was happening i had a gap to move off so i did. I moved into the lane for the exit after slip road, lane 1 after the slip road.
The car that got cut up was now in the middle lane after the slip road and moving slowing in traffic, my lane is clear and the lights are on green ahead of me so i continue at the speed i moved off at. Then when i am about 2/3s of the way up the inside of her car, she puts it indicator on and comes over. I panic slam on and hit the kerb. There is a second of contact grazing my wing adn denting it plus kerbing the passenger alloy
We both get out and it is a middle aged women with her two adult children as passengers. I was shaking and so was she so we chatted briefly, made sure everyone was OK. I said swap details and go home have a cup of tea and calm down then i will phone her to chat about what we are going to do because she didn't want to involve the insurance company. But I tried to phone her last night and several times this morning and haven't been to get through. Just know i got through to the answering machine and when i started leave a message someone picked up the phone and put it down.
So i have a few questions
1. I don't think this is my fault but i am worried that if the insurance get involved they will say i was undertaking her or she will lie and say i came into her lane. That last bit worries because she has two people in the car who could say the same thing
2. What happens if i tell my insurance and she doesn't tell hers, would i lose my now claims and have to declare an accident for nothing?
TBH, i couldn't give a toss the car, its a £500 Escort i use for work that has more battle scars that most so the scrap fits in quite well but i don't just want to let it go and i could have been a git and got the insurnace involved just to claim whiplash like most people i know but i don't see the point
First what happened, it's a busy round about above the M56 with slip roads to join it in both direction, i entered one junction away from the m56 entry and i was going to the one after it, the women was on the junction next the m56 slip road. She was on the right (coming from a two lane duel carriage way) and the car on her left was in a filter lane for the motorway slip road, that car cut her up and forced her into the middle lane on the 3 lane round about. While this was happening i had a gap to move off so i did. I moved into the lane for the exit after slip road, lane 1 after the slip road.
The car that got cut up was now in the middle lane after the slip road and moving slowing in traffic, my lane is clear and the lights are on green ahead of me so i continue at the speed i moved off at. Then when i am about 2/3s of the way up the inside of her car, she puts it indicator on and comes over. I panic slam on and hit the kerb. There is a second of contact grazing my wing adn denting it plus kerbing the passenger alloy
We both get out and it is a middle aged women with her two adult children as passengers. I was shaking and so was she so we chatted briefly, made sure everyone was OK. I said swap details and go home have a cup of tea and calm down then i will phone her to chat about what we are going to do because she didn't want to involve the insurance company. But I tried to phone her last night and several times this morning and haven't been to get through. Just know i got through to the answering machine and when i started leave a message someone picked up the phone and put it down.
So i have a few questions
1. I don't think this is my fault but i am worried that if the insurance get involved they will say i was undertaking her or she will lie and say i came into her lane. That last bit worries because she has two people in the car who could say the same thing
2. What happens if i tell my insurance and she doesn't tell hers, would i lose my now claims and have to declare an accident for nothing?
TBH, i couldn't give a toss the car, its a £500 Escort i use for work that has more battle scars that most so the scrap fits in quite well but i don't just want to let it go and i could have been a git and got the insurnace involved just to claim whiplash like most people i know but i don't see the point
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Personally I hate this sort of mentality, yes he got 50/50 but he still has an at fault accident against him so what diff does it make?