Just had a call from BMW, the guy who rang has been examining the car and has almost done everything, just wanted some details on the alloy refurb place as they will arrange all that with them directly no probs.
The estimate as it stands, before VAT, is approx £9000
The parts alone required come to £4000 he said. A new exhaust system is definitely needed.
He also said the car is fully repairable, just the sum of the (new) parts is obviously high.
Now, he also said the estimate once complete will be sent to Admiral later today, and obviously it's up to them to value the car and either authorise the repairs or not. He said to not let them write it off based on the condition and other factors alone, but if they don't authorise the repairs, then I have a few options according to BMW.
1: The dealer can help get discounted parts based on the age of the vehicle, which would drive parts down. I assume this means they source in used genuine parts as opposed to the new parts from Germany.
2: Last resort option: I can take a
payment in lieu -But reading that link, it states insurers should pay the full cost of repairs inc VAT.
My mind is drawing a blank today so I need time to absorb all this.
Either way, I'll find out shortly what they come up with...