I've just had my renewal letter come through from British gas for the homecare 300 they provide to cover my boiler & controls, heating, plumbing & drains. I'm going through every direct debit I have at the moment to try and trim off some 'fat' that i've let accumilate and am thinking that £27 a month or £320 a year is getting a bit steep. They service the boiler once a year and the boiler itself is as old as the house, so about 16 years. It's an ideal standard boiler as far as I know and has gone wrong twice before. I think i've had two pumps replaced in the past 14 years or so. Is it worth carrying it on? British gas wouldn't replace the boiler if it went wrong as it's over 7 years old anyway. Or should I take off the heating & plumbing/drain cover and just have basic boiler/controls cover?