Buying a House - Garage has subsidence

Soldato
Joined
10 May 2004
Posts
3,759
Location
East Yorkshire, UK
Hi

I am purchasing a house, and through the Property Information Form that came through, the seller has ticked Yes to increased home insurance and a claim.

Essentially in 2001 the garage (detached to house) was subsiding due to three trees. From then to 2014 the trees have been removed and they have a certificate of structural adequacy after half the garage was rebuilt and monitoring.

I never knew this prior to offer and survey etc... So if I pulled out I would be roughly £1.5k out of pocket so far.

However it has me concerned that I have done insurance quotes, and they are very high! (Roughly £500 more than I am paying now), and the concern that subsidence does come back.

What are peoples thoughts? The main house isn't affected, but also worry I won't be able to shift the thing down the line!

Cheers
 
Last edited:
My Mother's new neighbour was in the same situation. They were able to get the insurance at a reasonable cost by going to the same insurer as the previous owner.
 
Use the same insurance company as they're using. I've got a claim on my house. Long story for me but I wouldn't let it put me off if it's a house you like
 
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