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Car Insurance for new Driver

Discussion in 'Motors' started by Infernum, Sep 8, 2010.

  1. poopots

    Hitman

    Joined: Nov 27, 2007

    Posts: 553

    Location: Nuneaton

    Just to make all you young people jealous.

    £366 here. 1.4 VW Polo, fully comp with a £250 excess.

    At the tender old age of 21.
     
  2. iaind

    Capodecina

    Joined: Feb 26, 2009

    Posts: 14,814

    Location: Exeter

    £300 on a car that's not a tiny little tin can :p
     
  3. thepeganator

    Wise Guy

    Joined: Sep 14, 2008

    Posts: 2,486

    Location: Portsmouth/Salisbury

    Fronting? :p
     
  4. poopots

    Hitman

    Joined: Nov 27, 2007

    Posts: 553

    Location: Nuneaton

    Own policy.
     
  5. Hxc

    Capodecina

    Joined: Oct 29, 2004

    Posts: 12,486

    Location: London

    £625 fully comp at 18 with an accident and no NCB to my name. All in my own name too. Here's to having a rustbox!
     
  6. Disco Boy

    Soldato

    Joined: Aug 4, 2009

    Posts: 5,294

    Location: Chester/Oxford

    Try admiral and admiral multicar, they're really good for me.
     
  7. Infernum

    Gangster

    Joined: Mar 17, 2009

    Posts: 490

    Location: Yorkshire, England

    Thanks, this was useful. Yours is a 2002 VTR yeah?

    I will try phoning them to see if they will do it cheaper than online.
     
  8. Nomisf

    Man of Honour

    Joined: Aug 6, 2006

    Posts: 1,377

    Location: Reading

    When I passed a few years ago, the Peugeot 306 was always decent on insurance (Had a 1.6 for £1500 ish @ 17 with no NCB, fell to 790 2nd year) although If I had bought a 1.9 td it would have been much closer to a grand
     
  9. iaind

    Capodecina

    Joined: Feb 26, 2009

    Posts: 14,814

    Location: Exeter

    :confused:
     
  10. Mucky_Pup

    Mobster

    Joined: Jul 21, 2008

    Posts: 4,658

    Location: Hebburn

    22, 1NCB, £1600, best price I could get aswell, lol.
     
  11. thepeganator

    Wise Guy

    Joined: Sep 14, 2008

    Posts: 2,486

    Location: Portsmouth/Salisbury

    Location/insurer?

    I pay £1500 for 10 months on my Cordoba, 20 years old, 0ncb :/
     
    Last edited: Sep 9, 2010
  12. InvaderGIR

    Capodecina

    Joined: Jul 14, 2005

    Posts: 17,348

    Location: Bristol

    £850 on a 2.8l BMW when I was 21, what's your point?
     
  13. Westyfield2

    Capodecina

    Joined: Dec 14, 2005

    Posts: 12,494

    Location: Bath

    Yep, 02 plate Saxo VTR. :)

    Got it off the original owner on less than 40K miles :D.
     
  14. poopots

    Hitman

    Joined: Nov 27, 2007

    Posts: 553

    Location: Nuneaton

    A heavily modified 1985 Polo and a CV postcode, so not the best of areas to insure with. I suspect it would cost much less if I insured it at my old postcode.

    Here are some awesome tips for you all.

    Add old women to your policy as named drivers. Your Mum, granny, aunt etc.

    Limit your mileage.

    Bend the rules about your job/career, I enter data... honest.

    Buy an old knacker of car which people consider a classic.
     
    Last edited: Sep 9, 2010
  15. poopots

    Hitman

    Joined: Nov 27, 2007

    Posts: 553

    Location: Nuneaton

    That's more than double what i pay, what's your point?
     
  16. InvaderGIR

    Capodecina

    Joined: Jul 14, 2005

    Posts: 17,348

    Location: Bristol

    My engine was double yours and it's a BMW which automatically increases insurance premiums...go try a quote. ;)

    Indeed the current one is only a 1.9 and costs £550 to insure with 1NCB at 23...if I wanted to insure a 2.0 Focus it'd be about £300...a 1.9 205GTI...about £350-£400.

    All cars are different.
     
  17. poopots

    Hitman

    Joined: Nov 27, 2007

    Posts: 553

    Location: Nuneaton

    They're both quality German machines, therefore they both demand a heavy premium ;)

    I totally get your point, but I'm still amazed myself how cheap my premium is. I'm just trying to prove that you don't exactly have to lube up for insurance when you're young.
     
  18. whitecrook

    Sgarrista

    Joined: Aug 22, 2005

    Posts: 8,346

    Location: Clydebank

    I'm guessing Nuneatonville/Aberystwyth and 1.4 Polo
     
  19. InvaderGIR

    Capodecina

    Joined: Jul 14, 2005

    Posts: 17,348

    Location: Bristol

    Oh no, totally, that's something I agree with, but generally speaking, the younger people will have to pay out silly prices on insurance.
     
  20. L0rdMike

    Capodecina

    Joined: Nov 3, 2003

    Posts: 10,586

    Location: Southampton

    Whats there to be jealous of, a 1.4 Polo? :confused: