Hi Guys,
I have a question for you petrolheads.
I am a n00b when it comes to driving and insurance, I have passed my test a month ago and am unsure on what to do with insurance.
Basically I cannot drive until I get a job . I have been offered a full time job (bar a CRB check and I'm a good boy with no CR) so
I have a wife who has driven since she was 18 and compared to me her insurance is dirt cheap. With this job I have been offered it requires me to drive so insurance would need to be on a business usage and I am adding my wife as a named driver and not the other way round as I understand that is "fronting".
Now the questions...
What happens to her no claims bonus? Does it get frozen until she gets her own insurance? Can she continue to build it as a named driver? If I crash does she lose her bonus?
I have a question for you petrolheads.
I am a n00b when it comes to driving and insurance, I have passed my test a month ago and am unsure on what to do with insurance.
Basically I cannot drive until I get a job . I have been offered a full time job (bar a CRB check and I'm a good boy with no CR) so
I have a wife who has driven since she was 18 and compared to me her insurance is dirt cheap. With this job I have been offered it requires me to drive so insurance would need to be on a business usage and I am adding my wife as a named driver and not the other way round as I understand that is "fronting".
Now the questions...
What happens to her no claims bonus? Does it get frozen until she gets her own insurance? Can she continue to build it as a named driver? If I crash does she lose her bonus?